# owed + vs Offsheets

The clearest difference is price: Offsheets at Free against owed +'s $0.99. Offsheets also leads on review sentiment (100% vs 56%) and update cadence (every 2 days vs every 2 weeks). owed +'s advantage is in-app purchases (none vs 2) and ratings volume (7 vs 1). On rating, ads and device support there is nothing between them.

Offsheets is free to download; owed + costs $0.99 up front. Offsheets sells 2 in-app purchases, starting at $3.99 per month. owed + asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 5.0 for owed + against 5.0 for Offsheets. That said, the two scores are not equally well evidenced: owed + has 7 ratings behind it against 1, so its average is the more settled of the two. Written reviews are what separate them: 56% of owed +'s written reviews are positive against 100% of Offsheets's.

owed + ships an update every 2 weeks, Offsheets every 2 days. The most recent releases landed on October 30, 2026 and October 6, 2026 respectively.

## The numbers

| Metric | owed + | Offsheets |
| --- | --- | --- |
| Price | $0.99 | **Free** |
| Rating | [5.0 (7 ratings)](https://appshunter.io/ios/app/owed-plus/id6752716669/reviews) | [5.0 (1 ratings)](https://appshunter.io/ios/app/offsheets/id6764506585/reviews) |
| Number of ratings | **7** | 1 |
| Positive reviews | 55.6% of reviews | **100.0% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Every 2 days** |
| Monetization | Paid | **Free with in-app purchases** |
| Size | 25 MB | 34 MB |
| Requires iOS | 18.0 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 17+ | 4+ |
| Developer | [Josh Gdovin](https://appshunter.io/developer/875672888) | [MJAPPS LLC](https://appshunter.io/developer/1895626657) |

## What reviewers say

### owed +

[App page](https://appshunter.io/ios/app/owed-plus/id6752716669)

Easily track and settle debts with a modern, user-friendly interface. Send payment requests via text for popular payment apps and personalize your experience with custom icons. A helpful guide is available to assist you.

**Highlights:** Cross-platform access, Enhanced visibility with color palettes, Request money via text message, Personalize app icon, Helpful guide mascot

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Offsheets

[App page](https://appshunter.io/ios/app/offsheets/id6764506585)

Visualize your financial data from a connected Tiller-powered Google Sheet in real-time. Effortlessly categorize transactions, monitor your net worth, and view interactive charts on any device. This app prioritizes your privacy with a Zero-Knowledge Architecture.

**Highlights:** Connect Tiller-powered Google Sheets, Real-time data visualization, Transaction categorization, Net worth tracking, Interactive charts, Zero-Knowledge Architecture

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Offsheets Monthly | $3.99 | per month |
| Offsheets Lifetime | $89.99 | one-time |


## Frequently asked questions

### Is owed + free?

owed + costs $0.99, with no in-app purchases.

### Is Offsheets free?

Offsheets is free to download, with in-app purchases available.

### Which has better reviews, owed + or Offsheets?

owed + and Offsheets are both rated 5.0 out of 5 on the App Store, from 7 and 1 ratings respectively.

### Do owed + or Offsheets have ads?

Neither owed + nor Offsheets shows ads.

### Which is updated more often, owed + or Offsheets?

owed + ships an update every 2 weeks, and Offsheets every 2 days. Most recently, owed + was updated on October 30, 2026 and Offsheets on October 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*