# owed + vs Expensia pro

The clearest difference is price: Expensia pro at Free against owed +'s $0.99. Expensia pro also leads on iOS requirement (13.0 vs 18.0). owed +'s advantage is in-app purchases (none vs 2) and ads (none vs shown). On rating, update cadence and device support there is nothing between them.

Expensia pro is free to download; owed + costs $0.99 up front. Expensia pro sells 2 in-app purchases, starting at $3.99 per year. owed + asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 5.0 for owed + against 5.0 for Expensia pro. That said, the two scores are not equally well evidenced: owed + has 7 ratings behind it against 1, so its average is the more settled of the two.

Both ship on a similar rhythm, roughly every 2 weeks. Both last shipped on October 24, 2026.

## The numbers

| Metric | owed + | Expensia pro |
| --- | --- | --- |
| Price | $0.99 | **Free** |
| Rating | [5.0 (7 ratings)](https://appshunter.io/ios/app/owed-plus/id6752716669/reviews) | [5.0 (1 ratings)](https://appshunter.io/ios/app/expensia-pro/id6785076993/reviews) |
| Number of ratings | **7** | 1 |
| Positive reviews | 55.6% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 2 weeks | Every 2 weeks |
| Monetization | Paid | — |
| Size | 25 MB | 46 MB |
| Requires iOS | 18.0 | **13.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 17+ | 4+ |
| Developer | [Josh Gdovin](https://appshunter.io/developer/875672888) | [Khalid Abdelaziz](https://appshunter.io/developer/6779183109) |

## What reviewers say

### owed +

[App page](https://appshunter.io/ios/app/owed-plus/id6752716669)

Easily track and settle debts with a modern, user-friendly interface. Send payment requests via text for popular payment apps and personalize your experience with custom icons. A helpful guide is available to assist you.

**Highlights:** Cross-platform access, Enhanced visibility with color palettes, Request money via text message, Personalize app icon, Helpful guide mascot

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Expensia pro

[App page](https://appshunter.io/ios/app/expensia-pro/id6785076993)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Annual Access | $3.99 | per year |
| Lifetime Access | $5.99 | one-time |


## Frequently asked questions

### Is owed + free?

owed + costs $0.99, with no in-app purchases.

### Is Expensia pro free?

Expensia pro is free to download, with in-app purchases available.

### Which has better reviews, owed + or Expensia pro?

owed + and Expensia pro are both rated 5.0 out of 5 on the App Store, from 7 and 1 ratings respectively.

### Do owed + or Expensia pro have ads?

Expensia pro shows ads; owed + does not.

### Which is updated more often, owed + or Expensia pro?

owed + ships an update every 2 weeks, and Expensia pro every 2 weeks. Most recently, owed + was updated on October 24, 2026 and Expensia pro on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*