# FinanPay vs SmartAcc VN

The clearest difference is iOS requirement: SmartAcc VN at 13.0 against FinanPay's 15.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Both ship on a similar rhythm, roughly every 2 weeks. Both last shipped on October 25, 2026.

## The numbers

| Metric | FinanPay | SmartAcc VN |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 weeks | Every 2 weeks |
| Size | 122 MB | 37 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Finan Pte. Ltd.](https://appshunter.io/developer/1608865741) | [Child Safety](https://appshunter.io/developer/1777359089) |

## What reviewers say

### FinanPay

[App page](https://appshunter.io/ios/app/finanpay/id6752773435)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### SmartAcc VN

[App page](https://appshunter.io/ios/app/smartacc-vn/id6763621764)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is FinanPay free?

FinanPay is free to download, with no in-app purchases.

### Is SmartAcc VN free?

SmartAcc VN is free to download, with no in-app purchases.

### Do FinanPay or SmartAcc VN have ads?

Neither FinanPay nor SmartAcc VN shows ads.

### Which is updated more often, FinanPay or SmartAcc VN?

FinanPay ships an update every 2 weeks, and SmartAcc VN every 2 weeks. Most recently, FinanPay was updated on October 25, 2026 and SmartAcc VN on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*