# Simple Spendings vs Penko Expense Tracker

The clearest difference is in-app purchases: Simple Spendings at none against Penko Expense Tracker's 8. Simple Spendings also leads on update cadence (every 3 weeks vs every 5 months). Penko Expense Tracker's advantage is iOS requirement (16.2 vs 18.4). On price, ads and device support there is nothing between them.

Both are free to download. Penko Expense Tracker sells 8 one-off in-app purchases. Simple Spendings asks for nothing beyond the download.

Simple Spendings ships an update every 3 weeks, Penko Expense Tracker every 5 months. The most recent releases landed on October 7, 2026 and October 13, 2026 respectively.

## The numbers

| Metric | Simple Spendings | Penko Expense Tracker |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 5 months |
| Size | 7 MB | 5 MB |
| Requires iOS | 18.4 | **16.2** |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Andrzej Gawron](https://appshunter.io/developer/1510922598) | [AKINALP FIDAN](https://appshunter.io/developer/1844114666) |

## What reviewers say

### Simple Spendings

[App page](https://appshunter.io/ios/app/simple-spendings/id6752796204)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Penko Expense Tracker

[App page](https://appshunter.io/ios/app/penko-expense-tracker/id6754943713)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (8)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Water | $0.29 | one-time |
| Tea | $0.49 | one-time |
| Bagel | $0.99 | one-time |
| Coffee | $1.49 | one-time |
| Wrap | $2.99 | one-time |
| Burger | $4.99 | one-time |
| Turkish Doner | $8.99 | one-time |
| Surprise Me | $14.99 | one-time |


## Frequently asked questions

### Is Simple Spendings free?

Simple Spendings is free to download, with no in-app purchases.

### Is Penko Expense Tracker free?

Penko Expense Tracker is free to download, with in-app purchases available.

### Do Simple Spendings or Penko Expense Tracker have ads?

Neither Simple Spendings nor Penko Expense Tracker shows ads.

### Which is updated more often, Simple Spendings or Penko Expense Tracker?

Simple Spendings ships an update every 3 weeks, and Penko Expense Tracker every 5 months. Most recently, Simple Spendings was updated on October 7, 2026 and Penko Expense Tracker on October 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*