# Split Bill & Costs vs Lode

The clearest difference is ratings volume: Lode at 8 against Split Bill & Costs's 2. On price, rating, review sentiment and update cadence there is nothing between them.

Both are free to download. Split Bill & Costs sells 3 in-app purchases, starting at $3.99 per month and Lode sells 3 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 5.0 for Split Bill & Costs against 5.0 for Lode. Both are backed by a comparable volume of ratings — 2 and 8 respectively. Written reviews split almost evenly too, at 100% and 100% positive.

Both ship on a similar rhythm, roughly every 5 days. Both last shipped on November 5, 2026.

## The numbers

| Metric | Split Bill & Costs | Lode |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (2 ratings)](https://appshunter.io/ios/app/split-bill-and-costs-paysoon/id6752800476/reviews) | [5.0 (8 ratings)](https://appshunter.io/ios/app/lode-ai-expense-tracker/id6760552716/reviews) |
| Number of ratings | 2 | **8** |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 5 days | Every 5 days |
| Monetization | Freemium | Freemium |
| Size | 14 MB | 112 MB |
| Requires iOS | 18.5 | **18.0** |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 12+ | 4+ |
| Developer | [Rong Wei Soon](https://appshunter.io/developer/1841056971) | [Kyrylo Svystun](https://appshunter.io/developer/1884937511) |

## What reviewers say

### Split Bill & Costs

[App page](https://appshunter.io/ios/app/split-bill-and-costs-paysoon/id6752800476)

This app provides transparent expense tracking for shared costs, showing detailed breakdowns of who paid what and how balances are calculated. It supports both short-term trips and ongoing group expenses with multi-currency options and spending insights.

**Highlights:** Transparent balance calculation, Trip and group expense tracking, Multi-currency support with live rates, Interactive spending charts, Built-in calculator, Group Trend dashboard

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Unlimited Trips & Groups | $3.99 | per month |
| Unlimited Trips & Groups | $34.99 | per year |
| All and unlimited features forever! | $79.99 | one-time |


### Lode

[App page](https://appshunter.io/ios/app/lode-ai-expense-tracker/id6760552716)

Effortlessly track expenses using natural language input or by scanning receipts. This AI-powered app categorizes transactions, provides insights into spending, and helps with budgeting and bill reminders. It offers secure iCloud syncing and is designed with privacy in mind.

**Highlights:** Natural language expense entry, AI-powered receipt scanning, Chat-based financial insights, Budgeting and bill reminders, Income and spending statistics, Secure iCloud syncing, Multi-currency support

**Features:** macOS Compatibility, Family Sharing, iPhone Duo support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Lode Premium | $3.99 | per month |
| Lode Premium | $29.99 | per year |
| Lifetime Premium | $59.99 | one-time |


## Frequently asked questions

### Is Split Bill & Costs free?

Split Bill & Costs is free to download, with in-app purchases available.

### Is Lode free?

Lode is free to download, with in-app purchases available.

### Which has better reviews, Split Bill & Costs or Lode?

Split Bill & Costs and Lode are both rated 5.0 out of 5 on the App Store, from 2 and 8 ratings respectively.

### Do Split Bill & Costs or Lode have ads?

Neither Split Bill & Costs nor Lode shows ads.

### Which is updated more often, Split Bill & Costs or Lode?

Split Bill & Costs ships an update every 5 days, and Lode every 5 days. Most recently, Split Bill & Costs was updated on November 5, 2026 and Lode on November 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*