Comparison

Finance Tracker vs Obolos

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Finance Tracker

Features
Read full description

With a modern, clean, and easy-to-use interface, you can track your expenses, income, and budgets anytime, anywhere. Key features: - Visualize income and expenses with clear, dynamic charts. - Organize your finances with customizable categories. - Set financial goals and track your progress. - Get a complete overview of your finances in seconds. - Keep your data safe with top-notch security. No more spreadsheets or complicated tools, Nekonomy gives you everything you need to manage your money easily, quickly, and effectively. Start today and take control of your finances to build a more organized and secure future.

About

Obolos

Manage your finances across multiple currencies with this expense tracker. It offers a unified view of spending, income, and transfers, with features for planned payments, savings goals, and trip budgeting. Ideal for expats, freelancers, and travelers dealing with international finances.

Highlights
  • Accounts in any currency
  • Unified spending timeline
  • Currency transfer tracking
  • Planned payment management
  • Savings goal accounts
  • Trip-specific budgeting
  • Apple Pay automation
Features
Read full description

Obolos is an expense tracker that lives on your iPhone. Your records are kept on the phone itself, with a copy in your own iCloud, so the app opens instantly and works offline β€” on a plane, abroad, anywhere without signal. LOG SPENDING IN SECONDS Four ways in, all a tap away: β€’ Keypad β€” with a calculator built in, so you can add up a bill as you type. β€’ Receipt β€” point the camera and your phone reads the total, on the device. (Premium β€” every account gets three free scans.) β€’ Text & voice β€” type or say "coffee 4.50, taxi 12 and groceries 38.20", check the three expenses, add them in one go. (Smart mode, Premium β€” every account gets five free tries.) β€’ Apple Pay β€” a one-time Shortcuts automation logs each card payment as you pay, to the right account, and asks for the category. DROP IN A STATEMENT Upload a bank statement as PDF, CSV or XLSX. Obolos compares it with what you have already logged and adds only what is missing β€” no duplicates and no bank login. (Premium β€” your first statement is free.) SEE WHERE YOUR MONEY GOES Spending by category and by day, your balance over time with upcoming payments ahead, and Insights that tell you whether this month is a normal one. Week and month views for this month and last are free; the year view, older months, forecasts and Insights are Premium. EVERY CURRENCY, ONE TOTAL Accounts in any of 159 currencies, each kept in its own. Totals convert to your main currency at daily rates, and a transfer between currencies is one operation at the rate you actually got. WHAT THE TRIP REALLY COST Set the dates and the spending inside them joins the trip: the total in the local currency and in yours, per day and by category. AND THE REST β€’ Planned payments β€” rent, subscriptions, salary β€” with reminders that come from the phone itself, even offline. β€’ Savings goals β€” each goal is a real account you transfer money into. β€’ Balance adjustment β€” enter what the account really holds and Obolos records the difference. β€’ Monthly category budgets with alerts (Premium). β€’ CSV and JSON export (Premium). β€’ Home-screen widgets, App Lock with Face ID, and light or dark mode that follows your iPhone. FREE Unlimited accounts, operations, transfers, goals and trips. Keypad with calculator, three receipt scans to try, and Apple Pay logging. Planned payments and reminders. Statistics for this month and last. No ads. PREMIUM Unlimited receipt scanning. Smart mode: a sentence, typed or spoken, becomes several expenses, and receipts your phone can't read are read for you. Bank statement matching. Category budgets. Insights, the year view, forecasts and your full history. Export. Monthly or yearly subscription, with a free trial for new subscribers. YOUR DATA Your ledger lives on your iPhone and in your own iCloud. Obolos never connects to your bank and never asks for bank credentials. Sign in with Apple. When you use Smart mode or statement matching, the text, photo or file you send is read once by our server and an AI provider and is not used for anything else. No ads, no data sales. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://obolos.vercel.app/privacy

Screenshots

Finance Tracker4 screens
Obolos4 screens

Verdict

The call

The clearest difference is in-app purchases: Obolos at none against Finance Tracker's 2. Obolos also leads on update cadence (daily vs every 5 days). Finance Tracker's advantage is iOS requirement (15.1 vs 17.0). On price, ads and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Finance Tracker sells 2 in-app purchases, starting at $2.99 per month. Obolos asks for nothing beyond the download.

UpkeepUpdate frequency

Finance Tracker ships an update every 5 days, Obolos daily. The most recent releases landed on October 2, 2026 and October 15, 2026 respectively.

Scorecard3 real differences Β· 5 level
Finance Tracker versus Obolos: the parameters behind the verdict, then further details
ParameterFinance TrackerObolos
PriceFreeFree
Positive reviewsβ€”80.0% of reviews
Update frequencyEvery 5 daysDaily β€” better
AdsNoNo
In-app purchasesYesNo β€” better
Monetizationβ€”Freemium
DevicesiPhone, iPodiPhone, Mac
Requires iOS15.1 β€” better17.0
Further details β€” not scored
Size57 MB20 MB
Age rating4+4+
DeveloperDante Rivarola DinataleEvgenii Grachev

In-app purchases

2 purchases

Finance Tracker

Subscriptions2
  • Nekonomy Pro7 Days trial$2.991 Month
  • Nekonomy Pro Annual$29.991 Year
None

Obolos

No in-app purchases

Questions

Is Finance Tracker free?
Finance Tracker is free to download, with in-app purchases available.
Is Obolos free?
Obolos is free to download, with no in-app purchases.
Do Finance Tracker or Obolos have ads?
Neither Finance Tracker nor Obolos shows ads.
Which is updated more often, Finance Tracker or Obolos?
Finance Tracker ships an update every 5 days, and Obolos daily. Most recently, Finance Tracker was updated on October 2, 2026 and Obolos on October 15, 2026.

Other comparisons