# iRich vs 财记Folio

iRich and 财记Folio both sit at 5.0 stars, but that hides the real split: 100% of iRich's written reviews are positive against 80% of 财记Folio's. On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. iRich sells 3 in-app purchases, starting at $1.99 per month and 财记Folio sells 3 in-app purchases, starting at $3.99 per 3 months. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 5.0 for iRich against 5.0 for 财记Folio. Both are backed by a comparable volume of ratings — 2 and 2 respectively. Written reviews are what separate them: 100% of iRich's written reviews are positive against 80% of 财记Folio's.

iRich ships an update every 9 days, 财记Folio weekly. Both last shipped on October 28, 2026.

## The numbers

| Metric | iRich | 财记Folio |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (2 ratings)](https://appshunter.io/ios/app/irich-easy-asset-tracking/id6752807691/reviews) | [5.0 (2 ratings)](https://appshunter.io/ios/app/folio/id6763980794/reviews) |
| Number of ratings | 2 | 2 |
| Positive reviews | **100.0% of reviews** | 80.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 9 days | **Weekly** |
| Monetization | Freemium | Free with in-app purchases |
| Size | 9 MB | 25 MB |
| Requires iOS | 18.0 | **17.0** |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [庆贤 曾](https://appshunter.io/developer/1767739447) | [沥翔 柳](https://appshunter.io/developer/1895583886) |

## What reviewers say

### iRich

[App page](https://appshunter.io/ios/app/irich-easy-asset-tracking/id6752807691)

Manage your finances by calibrating balances instead of logging every transaction. Track assets, liabilities, and net worth with multi-account and multi-currency support. Get visual insights and smart reminders for a clear financial picture.

**Highlights:** Calibration-based tracking, Multi-account view, Multi-currency support, Visual insights, Smart reminders, iCloud sync and backup, Privacy-first local storage

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Plan | $1.99 | per month |
| Annual Plan | $15.99 | per year |
| Lifetime Purchase | $15.99 | one-time |


### 财记Folio

[App page](https://appshunter.io/ios/app/folio/id6763980794)

Manage diverse assets like stocks, funds, and crypto in one place. Automates price updates and imports holdings via screenshots, simplifying tracking and investment analysis.

**Highlights:** Automatic price updates, Screenshot import for holdings, Multi-asset dashboard, Dollar-cost averaging tracking, Dividend record display, Multi-currency support

**Features:** macOS Compatibility

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 财记Folio 季度 | $3.99 | per 3 months |
| 财记Folio 年付 | $7.99 | per year |
| 财记Folio · 永久买断 | $29.99 | one-time |


## Frequently asked questions

### Is iRich free?

iRich is free to download, with in-app purchases available.

### Is 财记Folio free?

财记Folio is free to download, with in-app purchases available.

### Which has better reviews, iRich or 财记Folio?

iRich and 财记Folio are both rated 5.0 out of 5 on the App Store, from 2 and 2 ratings respectively.

### Do iRich or 财记Folio have ads?

Neither iRich nor 财记Folio shows ads.

### Which is updated more often, iRich or 财记Folio?

iRich ships an update every 9 days, and 财记Folio weekly. Most recently, iRich was updated on October 28, 2026 and 财记Folio on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*