# Vaultam vs Loans

Vaultam and Loans are too close to call on the numbers: across 7 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Vaultam sells 2 in-app purchases, starting at $3.99 per month and Loans sells 4 in-app purchases, starting at $9.99 per month. Whichever you choose, the download price is not the number that matters.

Vaultam ships an update every 11 days, Loans weekly. The most recent releases landed on October 30, 2026 and November 5, 2026 respectively.

## The numbers

| Metric | Vaultam | Loans |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/vaultam/id6752839598/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | — | 84.6% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 11 days | **Weekly** |
| Monetization | Freemium | Freemium |
| Size | 30 MB | 46 MB |
| Requires iOS | 15.1 | 15.1 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [MAYDAY APP](https://appshunter.io/developer/1417469891) | [Deusdete Filho](https://appshunter.io/developer/883223723) |

## What reviewers say

### Vaultam

[App page](https://appshunter.io/ios/app/vaultam/id6752839598)

Manage your personal finances with a powerful, offline ledger. Create smart budgets, track savings goals, and gain insights into spending patterns with AI. Log receipts, manage loans, and never miss a payment with automated reminders.

**Highlights:** Offline storage and local backups, AI-powered spending insights, Smart budgeting based on income, Progress tracking for savings goals, Automated bill and subscription reminders, Receipt scanning, Lending and borrowing tracking

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 1-Month Pro | $3.99 | per month |
| 1-year | $39.99 | per year |


### Loans

[App page](https://appshunter.io/ios/app/loans-manage-control/id6755940795)

Easily track borrowed money and items with a smart installment system and detailed contact management. Organize all your financial transactions and loan histories in one place.

**Highlights:** Register money or goods loans, Control amounts, start, and due dates, Organize by custom categories, Smart installment system with interest, Track installment status, Manage contacts and loan history per person

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Assinatura Mensal | $9.99 | per month |
| Assinatura Semestral | $49.99 | per 6 months |
| Assinatura Anual | $69.99 | per year |
| Assinatura Vitalícia | $69.99 | one-time |


## Frequently asked questions

### Is Vaultam free?

Vaultam is free to download, with in-app purchases available.

### Is Loans free?

Loans is free to download, with in-app purchases available.

### Do Vaultam or Loans have ads?

Neither Vaultam nor Loans shows ads.

### Which is updated more often, Vaultam or Loans?

Vaultam ships an update every 11 days, and Loans weekly. Most recently, Vaultam was updated on October 30, 2026 and Loans on November 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*