# Vaultam vs Spending Tracker

The clearest difference is device support: Vaultam at 3 against Spending Tracker's 1. Vaultam also leads on iOS requirement (15.1 vs 26.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Vaultam sells 2 in-app purchases, starting at $3.99 per month and Spending Tracker sells 2 in-app purchases, starting at $0.99 per 7 days. Whichever you choose, the download price is not the number that matters.

Vaultam ships an update every 11 days, Spending Tracker every 9 days. The most recent releases landed on October 30, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | Vaultam | Spending Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/vaultam/id6752839598/reviews)** | — |
| Number of ratings | **1** | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 11 days | **Every 9 days** |
| Monetization | Freemium | — |
| Size | 30 MB | 67 MB |
| Requires iOS | **15.1** | 26.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [MAYDAY APP](https://appshunter.io/developer/1417469891) | [Kushal Parekh](https://appshunter.io/developer/1804575911) |

## What reviewers say

### Vaultam

[App page](https://appshunter.io/ios/app/vaultam/id6752839598)

Manage your personal finances with a powerful, offline ledger. Create smart budgets, track savings goals, and gain insights into spending patterns with AI. Log receipts, manage loans, and never miss a payment with automated reminders.

**Highlights:** Offline storage and local backups, AI-powered spending insights, Smart budgeting based on income, Progress tracking for savings goals, Automated bill and subscription reminders, Receipt scanning, Lending and borrowing tracking

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 1-Month Pro | $3.99 | per month |
| 1-year | $39.99 | per year |


### Spending Tracker

[App page](https://appshunter.io/ios/app/spending-tracker-zoe/id6757122478)

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro_Weekly | $0.99 | per 7 days |
| Pro_Monthly | $2.99 | per month |


## Frequently asked questions

### Is Vaultam free?

Vaultam is free to download, with in-app purchases available.

### Is Spending Tracker free?

Spending Tracker is free to download, with in-app purchases available.

### Do Vaultam or Spending Tracker have ads?

Neither Vaultam nor Spending Tracker shows ads.

### Which is updated more often, Vaultam or Spending Tracker?

Vaultam ships an update every 11 days, and Spending Tracker every 9 days. Most recently, Vaultam was updated on October 30, 2026 and Spending Tracker on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*