# BMO DollarGPS vs Holdwise

The clearest difference is rating: Holdwise at 5.0 against BMO DollarGPS's 4.2. BMO DollarGPS's advantage is ratings volume (94 vs 1) and iOS requirement (15.0 vs 18.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. BMO DollarGPS sells 4 in-app purchases, starting at $4.99 per month and Holdwise sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

Holdwise holds the better App Store score, 5.0 against 4.2. That said, the two scores are not equally well evidenced: BMO DollarGPS has 94 ratings behind it against 1, so its average is the more settled of the two.

Both ship on a similar rhythm, roughly weekly. The most recent releases landed on October 14, 2026 and October 4, 2026 respectively.

## The numbers

| Metric | BMO DollarGPS | Holdwise |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.2 (94 ratings)](https://appshunter.io/ios/app/bmo-dollargps/id6752851995/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/holdwise/id6768121880/reviews)** |
| Number of ratings | **94** | 1 |
| Positive reviews | 57.1% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Weekly | Weekly |
| Monetization | Free with in-app purchases | Freemium |
| Size | 171 MB | 8 MB |
| Requires iOS | **15.0** | 18.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [MoneySatNav UK Ltd.](https://appshunter.io/developer/1582621512) | [JC Mobile App Studio LLC](https://appshunter.io/developer/1895553190) |

## What reviewers say

### BMO DollarGPS

[App page](https://appshunter.io/ios/app/bmo-dollargps/id6752851995)

Manage your finances effortlessly with advanced tools for wealth improvement and debt reduction. Features include long-term net worth forecasting, personalized wealth strategies, life goal tracking, and intelligent budgeting with navigation prompts.

**Highlights:** 30-year net worth and cash flow forecasting, Asset Liability Management strategies for wealth improvement, Life goal tracking and analysis, Monthly spending budget and impact analysis, Informational navigation prompts for financial actions

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| BMO Customer Monthly | $4.99 | per month |
| Standard Monthly | $9.99 | per month |
| BMO Customer Annual | $49.99 | per year |
| Standard Annual | $99.99 | per year |


### Holdwise

[App page](https://appshunter.io/ios/app/holdwise/id6768121880)

Track your dividend income and portfolio growth privately on your device. Monitor individual stock performance, view upcoming payments, and model future compounding with insightful charts and projections. Ideal for long-term investors focused on buy-and-hold strategies.

**Highlights:** Track individual stock positions, Monitor dividend income and compounding, View dividend calendar and projections, Analyze dividend safety scores, Model reinvestment scenarios, Local data storage and optional iCloud sync

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Holdwise Pro (Monthly) | $4.99 | per month |
| Holdwise Pro (Yearly) | $44.99 | per year |


## Frequently asked questions

### Is BMO DollarGPS free?

BMO DollarGPS is free to download, with in-app purchases available.

### Is Holdwise free?

Holdwise is free to download, with in-app purchases available.

### Which has better reviews, BMO DollarGPS or Holdwise?

Holdwise is rated higher. BMO DollarGPS averages 4.2 out of 5 from 94 ratings, while Holdwise averages 5.0 from 1 ratings.

### Do BMO DollarGPS or Holdwise have ads?

Neither BMO DollarGPS nor Holdwise shows ads.

### Which is updated more often, BMO DollarGPS or Holdwise?

BMO DollarGPS ships an update weekly, and Holdwise weekly. Most recently, BMO DollarGPS was updated on October 14, 2026 and Holdwise on October 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*