Mintory vs Budgetly
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Mintory
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Mintory is a simple yet powerful personal finance app that helps you track income and expenses, manage your budget, and reach your savings goals. YOUR MONEY AT A GLANCE • See your total balance, monthly income and expenses on one screen • Track your saving vs. spending balance with the Financial Health score • Get smart alerts when a budget is about to run out LOG EVERY EXPENSE IN SECONDS • Quickly add income, expenses and transfers between accounts • Categorize transactions, add notes, search and filter with ease • Automate recurring payments like rent, bills and subscriptions • Never miss a payment with reminders ALL YOUR ACCOUNTS IN ONE PLACE • Manage bank, cash, credit card, savings and investment accounts together • Work with multiple currencies and see your net worth instantly with live exchange and gold rates STAY ON BUDGET, SPEND SMART • Create monthly budgets by category • Follow your spending progress with color-coded indicators • Get notified before you go over your limit WHERE DOES YOUR MONEY GO? • Discover your habits with category charts and income vs. expense comparisons • Review this month, last month, the last 3 months, this year or any custom range REACH YOUR GOALS STEP BY STEP • Set savings goals like a new car, a trip or an emergency fund • Track your progress and see how close you are PRIVACY & SECURITY • Your data is stored on your device • Lock the app with Face ID / Touch ID or a passcode • Export your data anytime PERSONALIZATION • Dark and light themes • English and Turkish language support MINTORY PREMIUM The free plan includes up to 3 accounts and 3 budgets. Upgrade to Premium for: • Unlimited accounts and budgets • PDF report export • Advanced analytics • Priority support Payment will be charged to your Apple ID account at confirmation of purchase. The subscription automatically renews unless it is canceled at least 24 hours before the end of the current period. You can manage and cancel your subscription in your App Store account settings. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Start today with Mintory — where every coin counts.
Budgetly
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The budget you can actually keep: assign your money, log a spend in two taps, and glance at what's safe to spend — right on your Home Screen. No bank login, nothing to sync or break, and you can pay once instead of subscribing. Budgetly is envelope budgeting (digital cash stuffing) that stays 100% on your device. No account. No bank connection. Nothing for a server outage to lose. HOW IT WORKS - Give every dollar a job: assign your monthly money across envelopes. - Log spending in seconds — type it, say it with Siri, or scan a paper receipt on-device. - Glance at your Safe-to-Spend number on the Home Screen widget without opening the app. - Close the month, roll unspent money forward, and keep the streak going. WHAT'S INSIDE - Envelope budgeting with rollover, drag-to-reorder, and archiving - Safe-to-Spend widget for your Home Screen (free) and Lock Screen (Pro) - A weekly reset reminder and near-limit alerts, all scheduled on your device - Siri quick-add: "Add $12 to Coffee" — always with a confirm step - On-device receipt scanning: the total arrives as an editable guess, and images never leave your phone - Smart category suggestions — you confirm every one - Zero-based monthly planning with live "Left to assign" - 12-month trends, category breakdowns, and top-spend charts - CSV import from other budget apps, and CSV export any time — your data is yours PRIVATE BY ARCHITECTURE Your envelopes and transactions live on your device, covered by your normal iPhone backup. Budgetly has no server that sees your money. Nothing to breach, nothing to reconnect, nothing to break. FAIR PRICING Free forever: 3 envelopes, manual tracking, and the Home-Screen widget. Budgetly Pro unlocks unlimited envelopes, receipt scanning, CSV tools, and all widget styles — monthly, yearly, or a single one-time purchase. No pressure, cancel anytime. Terms of Use: https://budgetly.keenshift.ai/terms Privacy Policy: https://budgetly.keenshift.ai/privacy
Screenshots
Verdict
The clearest difference is update cadence: Budgetly at monthly against Mintory's every 3 months. Mintory's advantage is iOS requirement (15.0 vs 18.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Mintory sells 1 in-app purchase, starting at $1.99 per year and Budgetly sells 3 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.
Mintory ships an update every 3 months, Budgetly monthly. The most recent releases landed on October 24, 2026 and October 21, 2026 respectively.
| Parameter | Mintory | Budgetly |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 3 months | Monthly — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.0 — better | 18.0 |
| Further details — not scored | ||
| Size | 61 MB | 3 MB |
| Age rating | 4+ | 4+ |
| Developer | OMER AKSIT | Mitaanshu Agarwal |
In-app purchases
Mintory
- Yearly$1.991 Year
Budgetly
- Budgetly Pro Monthly7 Days trial$2.991 Month
- Budgetly Pro Yearly7 Days trial$19.991 Year
- Budgetly Pro Lifetime$59.99









