# Who Owes Me vs Splitap

The clearest difference is ads: Splitap at none against Who Owes Me's shown. Splitap also leads on device support (3 vs 1). Who Owes Me's advantage is update cadence (every 5 days vs monthly). On price, in-app purchases and iOS requirement there is nothing between them.

Both are free to download. Who Owes Me sells 2 in-app purchases, starting at $2.99 per month and Splitap sells 7 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

Who Owes Me ships an update every 5 days, Splitap monthly. The most recent releases landed on September 22, 2026 and September 13, 2026 respectively.

## The numbers

| Metric | Who Owes Me | Splitap |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | **Every 5 days** | Monthly |
| Monetization | Free with in-app purchases | — |
| Size | 92 MB | 56 MB |
| Requires iOS | 16.4 | **15.1** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | +4 | 4+ |
| Developer | [Artcode LTDA](https://appshunter.io/developer/1815865404) | [Taulant Mehmeti](https://appshunter.io/developer/1851888094) |

## What reviewers say

### Who Owes Me

[App page](https://appshunter.io/ios/app/who-owes-me-debt-tracker/id6752876054)

Easily track loans and manage outstanding debts from previous months. This finance app helps you stay organized and ensures you get paid back. It offers bug fixes for improved speed and stability.

**Highlights:** Track loans, Manage outstanding debts, View pending transactions, Bug fixes for stability, Improved speed

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Premium | $2.99 | per month |
| Annual Plan | $14.99 | per year |


### Splitap

[App page](https://appshunter.io/ios/app/splitap/id6761957950)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (7)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Create 1 Group | $0.99 | one-time |
| 30 Scan Credits | $0.99 | one-time |
| Group Slot + 30 Scans | $1.49 | one-time |
| 60 Scan Credits | $1.79 | one-time |
| Group Slot + 60 Scans | $2.29 | one-time |
| 100 Scan Credits | $2.49 | one-time |
| Group Slot + 100 Scans | $2.99 | one-time |


## Frequently asked questions

### Is Who Owes Me free?

Who Owes Me is free to download, with in-app purchases available.

### Is Splitap free?

Splitap is free to download, with in-app purchases available.

### Do Who Owes Me or Splitap have ads?

Who Owes Me shows ads; Splitap does not.

### Which is updated more often, Who Owes Me or Splitap?

Who Owes Me ships an update every 5 days, and Splitap monthly. Most recently, Who Owes Me was updated on September 22, 2026 and Splitap on September 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*