# QikPay vs Softmasters PayDirect

The clearest difference is rating: QikPay at 5.0 against Softmasters PayDirect's 2.0. QikPay also leads on ratings volume (5 vs 1). Softmasters PayDirect's advantage is update cadence (weekly vs every 3 weeks). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

QikPay holds the better App Store score, 5.0 against 2.0. That said, the two scores are not equally well evidenced: QikPay has 5 ratings behind it against 1, so its average is the more settled of the two.

QikPay ships an update every 3 weeks, Softmasters PayDirect weekly. The most recent releases landed on October 15, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | QikPay | Softmasters PayDirect |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (5 ratings)](https://appshunter.io/ios/app/qikpay/id6752966867/reviews)** | [2.0 (1 ratings)](https://appshunter.io/ios/app/softmasters-paydirect/id6781264829/reviews) |
| Number of ratings | **5** | 1 |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Weekly** |
| Monetization | Free | Free |
| Size | 43 MB | 80 MB |
| Requires iOS | 16.4 | **15.1** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [QikPay](https://appshunter.io/developer/1842000894) | [SOFTMASTERS COMPANY LIMITED](https://appshunter.io/developer/1562841143) |

## What reviewers say

### QikPay

[App page](https://appshunter.io/ios/app/qikpay/id6752966867)

This platform allows merchants to accept payments directly from customers without any transaction fees. It securely connects bank accounts via an open-banking partner, ensuring funds transfer directly with no hidden charges.

**Highlights:** Zero transaction fees for merchants, Direct bank account connections, Secure payment processing, No hidden charges, Supports small businesses and growing brands

**In-app purchases:** none


### Softmasters PayDirect

[App page](https://appshunter.io/ios/app/softmasters-paydirect/id6781264829)

This app consolidates payments, banking, shopping, and business services into a single, secure digital platform. Users can send and receive money, pay bills, shop from merchants, and manage transactions in real time for a convenient financial experience.

**Highlights:** Send and receive money securely, Pay utility and service bills, Shop from trusted merchants, Access banking services, Manage payments in real time, Secure account access

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is QikPay free?

QikPay is free to download, with no in-app purchases.

### Is Softmasters PayDirect free?

Softmasters PayDirect is free to download, with no in-app purchases.

### Which has better reviews, QikPay or Softmasters PayDirect?

QikPay is rated higher. QikPay averages 5.0 out of 5 from 5 ratings, while Softmasters PayDirect averages 2.0 from 1 ratings.

### Do QikPay or Softmasters PayDirect have ads?

Neither QikPay nor Softmasters PayDirect shows ads.

### Which is updated more often, QikPay or Softmasters PayDirect?

QikPay ships an update every 3 weeks, and Softmasters PayDirect weekly. Most recently, QikPay was updated on October 15, 2026 and Softmasters PayDirect on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*