# Smart Spend Challenge vs Ledgr

The clearest difference is update cadence: Ledgr at every 2 days against Smart Spend Challenge's every 11 days. Ledgr also leads on iOS requirement (15.1 vs 18.2). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Smart Spend Challenge sells 2 in-app purchases, starting at $9.99 per month and Ledgr sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

Smart Spend Challenge ships an update every 11 days, Ledgr every 2 days. The most recent releases landed on October 12, 2026 and October 6, 2026 respectively.

## The numbers

| Metric | Smart Spend Challenge | Ledgr |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 11 days | **Every 2 days** |
| Size | 10 MB | 44 MB |
| Requires iOS | 18.2 | **15.1** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [ChihChuan Wang](https://appshunter.io/developer/1615907295) | [Naeem Sani](https://appshunter.io/developer/1766013482) |

## What reviewers say

### Smart Spend Challenge

[App page](https://appshunter.io/ios/app/smart-spend-challenge/id6753064559)

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Smart Spend Pro Monthly | $9.99 | per month |
| Smart Spend Pro Yearly | $79.99 | per year |


### Ledgr

[App page](https://appshunter.io/ios/app/ledgr-expense-tracker/id6759011403)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Ledgr Premium | $2.99 | per month |
| Ledgr Premium | $24.99 | per year |


## Frequently asked questions

### Is Smart Spend Challenge free?

Smart Spend Challenge is free to download, with in-app purchases available.

### Is Ledgr free?

Ledgr is free to download, with in-app purchases available.

### Do Smart Spend Challenge or Ledgr have ads?

Neither Smart Spend Challenge nor Ledgr shows ads.

### Which is updated more often, Smart Spend Challenge or Ledgr?

Smart Spend Challenge ships an update every 11 days, and Ledgr every 2 days. Most recently, Smart Spend Challenge was updated on October 12, 2026 and Ledgr on October 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*