# EMI Calculator vs Smart Loan EMI Calculator

The clearest difference is in-app purchases: Smart Loan EMI Calculator at none against EMI Calculator's 3. Smart Loan EMI Calculator also leads on update cadence (weekly vs every 4 months). EMI Calculator's advantage is iOS requirement (15.6 vs 26.0). On price, ads and device support there is nothing between them.

Both are free to download. EMI Calculator sells 3 in-app purchases, starting at $1.99 per 7 days. Smart Loan EMI Calculator asks for nothing beyond the download.

EMI Calculator ships an update every 4 months, Smart Loan EMI Calculator weekly. The most recent releases landed on September 10, 2026 and September 21, 2026 respectively.

## The numbers

| Metric | EMI Calculator | Smart Loan EMI Calculator |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | **No** |
| Ads | Yes | Yes |
| Update frequency | Every 4 months | **Weekly** |
| Size | 37 MB | 9 MB |
| Requires iOS | **15.6** | 26.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Thummar Dhurv](https://appshunter.io/developer/1774758226) | [Savan Bhimani](https://appshunter.io/developer/1725963170) |

## What reviewers say

### EMI Calculator

[App page](https://appshunter.io/ios/app/emi-calculator-loan-managers/id6753146726)

**Features:** macOS Compatibility

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Remove Ads | $1.99 | per 7 days |
| Remove Ads | $4.99 | per month |
| Remove Ads | $19.99 | per year |


### Smart Loan EMI Calculator

[App page](https://appshunter.io/ios/app/smart-loan-emi-calculator/id6760187974)

**In-app purchases:** none


## Frequently asked questions

### Is EMI Calculator free?

EMI Calculator is free to download, with in-app purchases available.

### Is Smart Loan EMI Calculator free?

Smart Loan EMI Calculator is free to download, with no in-app purchases.

### Do EMI Calculator or Smart Loan EMI Calculator have ads?

Both EMI Calculator and Smart Loan EMI Calculator show ads.

### Which is updated more often, EMI Calculator or Smart Loan EMI Calculator?

EMI Calculator ships an update every 4 months, and Smart Loan EMI Calculator weekly. Most recently, EMI Calculator was updated on September 10, 2026 and Smart Loan EMI Calculator on September 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*