# Pay with Sublime vs Splitit Go

The clearest difference is update cadence: Pay with Sublime at every 9 days against Splitit Go's every 6 months. Pay with Sublime also leads on ratings volume (157 vs 1). Splitit Go's advantage is rating (5.0 vs 4.7) and review sentiment (100% vs 86%). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Splitit Go holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Pay with Sublime has 157 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 86% of Pay with Sublime's written reviews are positive against 100% of Splitit Go's.

Pay with Sublime ships an update every 9 days, Splitit Go every 6 months. The most recent releases landed on September 21, 2026 and September 15, 2026 respectively.

## The numbers

| Metric | Pay with Sublime | Splitit Go |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (157 ratings)](https://appshunter.io/ios/app/pay-with-sublime/id6753262106/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/splitit-go/id6755229647/reviews)** |
| Number of ratings | **157** | 1 |
| Positive reviews | 85.7% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 9 days** | Every 6 months |
| Monetization | Free | Free |
| Size | 61 MB | 43 MB |
| Requires iOS | 18.5 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 17+ | 4+ |
| Developer | [Sublime Payments Company](https://appshunter.io/developer/1843249098) | [Splitit USA Inc](https://appshunter.io/developer/1709460495) |

## What reviewers say

### Pay with Sublime

[App page](https://appshunter.io/ios/app/pay-with-sublime/id6753262106)

This app helps you lower your bills by splitting payments and earning cash back. It automatically finds savings, negotiates on your behalf, and tracks your subscriptions. Take control of your finances and reduce expenses without direct customer service calls.

**Highlights:** Split bills into smaller payments, Earn 5% cash back on timely payments, Automatic bill negotiation, Finds hidden savings, Subscription tracking and management, Due date alerts

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Splitit Go

[App page](https://appshunter.io/ios/app/splitit-go/id6755229647)

Manage installment payments with a mobile-first point-of-sale experience. This app offers speed, clarity, and control for merchants, simplifying complex installment management into an intuitive workflow for in-store or on-the-go use.

**Highlights:** Real-time installment control, Mobile-first point-of-sale, Intuitive workflow, In-store and on-the-go management, Speed and clarity

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Pay with Sublime free?

Pay with Sublime is free to download, with no in-app purchases.

### Is Splitit Go free?

Splitit Go is free to download, with no in-app purchases.

### Which has better reviews, Pay with Sublime or Splitit Go?

Splitit Go is rated higher. Pay with Sublime averages 4.7 out of 5 from 157 ratings, while Splitit Go averages 5.0 from 1 ratings.

### Do Pay with Sublime or Splitit Go have ads?

Neither Pay with Sublime nor Splitit Go shows ads.

### Which is updated more often, Pay with Sublime or Splitit Go?

Pay with Sublime ships an update every 9 days, and Splitit Go every 6 months. Most recently, Pay with Sublime was updated on September 21, 2026 and Splitit Go on September 15, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*