# Pay with Sublime vs Ghostpay

The clearest difference is rating: Ghostpay at 5.0 against Pay with Sublime's 4.7. Ghostpay also leads on review sentiment (100% vs 86%) and iOS requirement (15.0 vs 18.5). Pay with Sublime's advantage is ratings volume (157 vs 4) and update cadence (every 9 days vs monthly). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Ghostpay holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Pay with Sublime has 157 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 86% of Pay with Sublime's written reviews are positive against 100% of Ghostpay's.

Pay with Sublime ships an update every 9 days, Ghostpay monthly. Both last shipped on October 17, 2026.

## The numbers

| Metric | Pay with Sublime | Ghostpay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (157 ratings)](https://appshunter.io/ios/app/pay-with-sublime/id6753262106/reviews) | **[5.0 (4 ratings)](https://appshunter.io/ios/app/ghostpay-pay-later/id6757483452/reviews)** |
| Number of ratings | **157** | 4 |
| Positive reviews | 85.7% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 9 days** | Monthly |
| Monetization | Free | Free |
| Size | 61 MB | 91 MB |
| Requires iOS | 18.5 | **15.0** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [Sublime Payments Company](https://appshunter.io/developer/1843249098) | [BRAYAN ISMAEL PEREZ BONILLA](https://appshunter.io/developer/1867196257) |

## What reviewers say

### Pay with Sublime

[App page](https://appshunter.io/ios/app/pay-with-sublime/id6753262106)

This app helps you lower your bills by splitting payments and earning cash back. It automatically finds savings, negotiates on your behalf, and tracks your subscriptions. Take control of your finances and reduce expenses without direct customer service calls.

**Highlights:** Split bills into smaller payments, Earn 5% cash back on timely payments, Automatic bill negotiation, Finds hidden savings, Subscription tracking and management, Due date alerts

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Ghostpay

[App page](https://appshunter.io/ios/app/ghostpay-pay-later/id6757483452)

This platform enables service professionals to offer clients flexible installment payments for services. Artists receive full payment upfront, while clients can pay over time. It aims to increase bookings and revenue for service providers.

**Highlights:** Client installment payments, Artist upfront payouts, No percentage fees on services, Monthly subscription model, Local client promotion, Secure payment processing

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Pay with Sublime free?

Pay with Sublime is free to download, with no in-app purchases.

### Is Ghostpay free?

Ghostpay is free to download, with no in-app purchases.

### Which has better reviews, Pay with Sublime or Ghostpay?

Ghostpay is rated higher. Pay with Sublime averages 4.7 out of 5 from 157 ratings, while Ghostpay averages 5.0 from 4 ratings.

### Do Pay with Sublime or Ghostpay have ads?

Neither Pay with Sublime nor Ghostpay shows ads.

### Which is updated more often, Pay with Sublime or Ghostpay?

Pay with Sublime ships an update every 9 days, and Ghostpay monthly. Most recently, Pay with Sublime was updated on October 17, 2026 and Ghostpay on October 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*