# Pay with Sublime vs PayTracker Pro

The clearest difference is in-app purchases: Pay with Sublime at none against PayTracker Pro's 2. Pay with Sublime also leads on update cadence (every 9 days vs every 2 months). PayTracker Pro's advantage is iOS requirement (15.1 vs 18.5). On price, ads and device support there is nothing between them.

Both are free to download. PayTracker Pro sells 2 in-app purchases, starting at $2.99 per month. Pay with Sublime asks for nothing beyond the download.

Pay with Sublime ships an update every 9 days, PayTracker Pro every 2 months. The most recent releases landed on October 17, 2026 and October 8, 2026 respectively.

## The numbers

| Metric | Pay with Sublime | PayTracker Pro |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (157 ratings)](https://appshunter.io/ios/app/pay-with-sublime/id6753262106/reviews)** | — |
| Number of ratings | **157** | — |
| Positive reviews | 85.7% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Every 9 days** | Every 2 months |
| Monetization | Free | — |
| Size | 61 MB | 49 MB |
| Requires iOS | 18.5 | **15.1** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [Sublime Payments Company](https://appshunter.io/developer/1843249098) | [Michael Wachel](https://appshunter.io/developer/1895962960) |

## What reviewers say

### Pay with Sublime

[App page](https://appshunter.io/ios/app/pay-with-sublime/id6753262106)

This app helps you lower your bills by splitting payments and earning cash back. It automatically finds savings, negotiates on your behalf, and tracks your subscriptions. Take control of your finances and reduce expenses without direct customer service calls.

**Highlights:** Split bills into smaller payments, Earn 5% cash back on timely payments, Automatic bill negotiation, Finds hidden savings, Subscription tracking and management, Due date alerts

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### PayTracker Pro

[App page](https://appshunter.io/ios/app/paytracker-pro/id6765471944)

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Premium | $2.99 | per month |
| Yearly Premium | $24.99 | per year |


## Frequently asked questions

### Is Pay with Sublime free?

Pay with Sublime is free to download, with no in-app purchases.

### Is PayTracker Pro free?

PayTracker Pro is free to download, with in-app purchases available.

### Do Pay with Sublime or PayTracker Pro have ads?

Neither Pay with Sublime nor PayTracker Pro shows ads.

### Which is updated more often, Pay with Sublime or PayTracker Pro?

Pay with Sublime ships an update every 9 days, and PayTracker Pro every 2 months. Most recently, Pay with Sublime was updated on October 17, 2026 and PayTracker Pro on October 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*