# Pay with Sublime vs SplitPay

The clearest difference is in-app purchases: Pay with Sublime at none against SplitPay's 5. Pay with Sublime also leads on update cadence (every 9 days vs every 4 months). SplitPay's advantage is iOS requirement (16.0 vs 18.5). On price, ads and device support there is nothing between them.

Both are free to download. SplitPay sells 5 in-app purchases, starting at $4.99 per 7 days. Pay with Sublime asks for nothing beyond the download.

Pay with Sublime ships an update every 9 days, SplitPay every 4 months. The most recent releases landed on September 26, 2026 and September 24, 2026 respectively.

## The numbers

| Metric | Pay with Sublime | SplitPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (157 ratings)](https://appshunter.io/ios/app/pay-with-sublime/id6753262106/reviews)** | — |
| Number of ratings | **157** | — |
| Positive reviews | 85.7% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Every 9 days** | Every 4 months |
| Monetization | Free | — |
| Size | 61 MB | 34 MB |
| Requires iOS | 18.5 | **16.0** |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 17+ | 4+ |
| Developer | [Sublime Payments Company](https://appshunter.io/developer/1843249098) | [SEIB INSURANCE AGENTS LTD](https://appshunter.io/developer/6787115873) |

## What reviewers say

### Pay with Sublime

[App page](https://appshunter.io/ios/app/pay-with-sublime/id6753262106)

This app helps you lower your bills by splitting payments and earning cash back. It automatically finds savings, negotiates on your behalf, and tracks your subscriptions. Take control of your finances and reduce expenses without direct customer service calls.

**Highlights:** Split bills into smaller payments, Earn 5% cash back on timely payments, Automatic bill negotiation, Finds hidden savings, Subscription tracking and management, Due date alerts

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### SplitPay

[App page](https://appshunter.io/ios/app/splitpay-bill-splitter-app/id6787115871)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Weekly | $4.99 | per 7 days |
| Weekly-Trial | $4.99 | per 7 days |
| Monthly | $12.99 | per month |
| Yearly | $39.99 | per year |
| Lifetime | $59.99 | one-time |


## Frequently asked questions

### Is Pay with Sublime free?

Pay with Sublime is free to download, with no in-app purchases.

### Is SplitPay free?

SplitPay is free to download, with in-app purchases available.

### Do Pay with Sublime or SplitPay have ads?

Neither Pay with Sublime nor SplitPay shows ads.

### Which is updated more often, Pay with Sublime or SplitPay?

Pay with Sublime ships an update every 9 days, and SplitPay every 4 months. Most recently, Pay with Sublime was updated on September 26, 2026 and SplitPay on September 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*