# Pay with Sublime vs Cashera

The clearest difference is update cadence: Cashera at daily against Pay with Sublime's every 9 days. Cashera also leads on rating (5.0 vs 4.7) and review sentiment (100% vs 86%). Pay with Sublime's advantage is ratings volume (225 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Cashera holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Pay with Sublime has 225 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 86% of Pay with Sublime's written reviews are positive against 100% of Cashera's.

Pay with Sublime ships an update every 9 days, Cashera daily. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Pay with Sublime | Cashera |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (225 ratings)](https://appshunter.io/ios/app/pay-with-sublime/id6753262106/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/cashera-ai-expense-tracker/id6788484318/reviews)** |
| Number of ratings | **225** | 1 |
| Positive reviews | 85.7% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 9 days | **Daily** |
| Monetization | Free | Free |
| Size | 61 MB | 45 MB |
| Requires iOS | 18.5 | **16.0** |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 17+ | 4+ |
| Developer | [Sublime Payments Company](https://appshunter.io/developer/1843249098) | [ProTech Solutions Group MMC](https://appshunter.io/developer/6819781395) |

## What reviewers say

### Pay with Sublime

[App page](https://appshunter.io/ios/app/pay-with-sublime/id6753262106)

This app helps you lower your bills by splitting payments and earning cash back. It automatically finds savings, negotiates on your behalf, and tracks your subscriptions. Take control of your finances and reduce expenses without direct customer service calls.

**Highlights:** Split bills into smaller payments, Earn 5% cash back on timely payments, Automatic bill negotiation, Finds hidden savings, Subscription tracking and management, Due date alerts

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Cashera

[App page](https://appshunter.io/ios/app/cashera-ai-expense-tracker/id6788484318)

Effortlessly manage your finances by chatting with an AI. Log expenses, scan receipts, and gain smart insights to improve your spending habits. Track bills, debts, and split costs with friends.

**Highlights:** AI-powered expense logging via chat, Receipt scanning and automatic transaction entry, Smart spending insights and predictions, Bill splitting with friends, Debt and recurring bill tracking, Real-time budget alerts, Multi-currency and multi-wallet support

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Pay with Sublime free?

Pay with Sublime is free to download, with no in-app purchases.

### Is Cashera free?

Cashera is free to download, with no in-app purchases.

### Which has better reviews, Pay with Sublime or Cashera?

Cashera is rated higher. Pay with Sublime averages 4.7 out of 5 from 225 ratings, while Cashera averages 5.0 from 1 ratings.

### Do Pay with Sublime or Cashera have ads?

Neither Pay with Sublime nor Cashera shows ads.

### Which is updated more often, Pay with Sublime or Cashera?

Pay with Sublime ships an update every 9 days, and Cashera daily. Most recently, Pay with Sublime was updated on October 25, 2026 and Cashera on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*