# クレジットカードの引き落とし管理「Ochibi」 vs 固定費管理

The clearest difference is in-app purchases: 固定費管理 at none against クレジットカードの引き落とし管理「Ochibi」's 2. クレジットカードの引き落とし管理「Ochibi」's advantage is ads (none vs shown) and update cadence (fortnightly vs every 6 months). On price, device support and iOS requirement there is nothing between them.

Both are free to download. クレジットカードの引き落とし管理「Ochibi」 sells 2 in-app purchases, starting at $0.99 per month. 固定費管理 asks for nothing beyond the download.

クレジットカードの引き落とし管理「Ochibi」 ships an update fortnightly, 固定費管理 every 6 months. The most recent releases landed on September 15, 2026 and September 18, 2026 respectively.

## The numbers

| Metric | クレジットカードの引き落とし管理「Ochibi」 | 固定費管理 |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 64.3% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | **No** | Yes |
| Update frequency | **Fortnightly** | Every 6 months |
| Monetization | Freemium | — |
| Size | 14 MB | 9 MB |
| Requires iOS | 17.6 | 17.6 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 12+ | 4+ |
| Developer | [Kouki Yamashita](https://appshunter.io/developer/1842479619) | [Kazuya Kobayashi](https://appshunter.io/developer/906985632) |

## What reviewers say

### クレジットカードの引き落とし管理「Ochibi」

[App page](https://appshunter.io/ios/app/ochibi/id6753298902)

This app helps you manage monthly payments, subscriptions, and fixed expenses. It organizes upcoming charges from banks and cards, providing clear visibility of when and where funds will be debited. Avoid missed payments with timely reminders and review your spending habits.

**Highlights:** Monthly payment overview, Subscription and fixed cost management, Automatic business day calculation for due dates, Payment reminder notifications, Spending analysis and review, Simple and user-friendly design

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro月額プラン | $0.99 | per month |
| ochibi-Pro | $6.99 | one-time |


### 固定費管理

[App page](https://appshunter.io/ios/app/id6756572025)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is クレジットカードの引き落とし管理「Ochibi」 free?

クレジットカードの引き落とし管理「Ochibi」 is free to download, with in-app purchases available.

### Is 固定費管理 free?

固定費管理 is free to download, with no in-app purchases.

### Do クレジットカードの引き落とし管理「Ochibi」 or 固定費管理 have ads?

固定費管理 shows ads; クレジットカードの引き落とし管理「Ochibi」 does not.

### Which is updated more often, クレジットカードの引き落とし管理「Ochibi」 or 固定費管理?

クレジットカードの引き落とし管理「Ochibi」 ships an update fortnightly, and 固定費管理 every 6 months. Most recently, クレジットカードの引き落とし管理「Ochibi」 was updated on September 15, 2026 and 固定費管理 on September 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*