# クレジットカードの引き落とし管理「Ochibi」 vs Money Note

The clearest difference is in-app purchases: Money Note at none against クレジットカードの引き落とし管理「Ochibi」's 2. Money Note also leads on iOS requirement (15.1 vs 17.6). クレジットカードの引き落とし管理「Ochibi」's advantage is ads (none vs shown). On price, update cadence and device support there is nothing between them.

Both are free to download. クレジットカードの引き落とし管理「Ochibi」 sells 2 in-app purchases, starting at $0.99 per month. Money Note asks for nothing beyond the download.

Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on October 15, 2026 and October 6, 2026 respectively.

## The numbers

| Metric | クレジットカードの引き落とし管理「Ochibi」 | Money Note |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 64.7% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | **No** | Yes |
| Update frequency | Fortnightly | Fortnightly |
| Monetization | Freemium | — |
| Size | 16 MB | 40 MB |
| Requires iOS | 17.6 | **15.1** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 12+ | 4+ |
| Developer | [Kouki Yamashita](https://appshunter.io/developer/1842479619) | [Kengo Kanehiro](https://appshunter.io/developer/1869857869) |

## What reviewers say

### クレジットカードの引き落とし管理「Ochibi」

[App page](https://appshunter.io/ios/app/ochibi/id6753298902)

This app helps you manage monthly payments, subscriptions, and fixed expenses. It organizes upcoming charges from banks and cards, providing clear visibility of when and where funds will be debited. Avoid missed payments with timely reminders and review your spending habits.

**Highlights:** Monthly payment overview, Subscription and fixed cost management, Automatic business day calculation for due dates, Payment reminder notifications, Spending analysis and review, Simple and user-friendly design

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro月額プラン | $0.99 | per month |
| ochibi-Pro | $6.99 | one-time |


### Money Note

[App page](https://appshunter.io/ios/app/money-note/id6758237102)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is クレジットカードの引き落とし管理「Ochibi」 free?

クレジットカードの引き落とし管理「Ochibi」 is free to download, with in-app purchases available.

### Is Money Note free?

Money Note is free to download, with no in-app purchases.

### Do クレジットカードの引き落とし管理「Ochibi」 or Money Note have ads?

Money Note shows ads; クレジットカードの引き落とし管理「Ochibi」 does not.

### Which is updated more often, クレジットカードの引き落とし管理「Ochibi」 or Money Note?

クレジットカードの引き落とし管理「Ochibi」 ships an update fortnightly, and Money Note fortnightly. Most recently, クレジットカードの引き落とし管理「Ochibi」 was updated on October 15, 2026 and Money Note on October 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*