# クレジットカードの引き落とし管理「Ochibi」 vs ペイカレ

The clearest difference is in-app purchases: ペイカレ at none against クレジットカードの引き落とし管理「Ochibi」's 2. クレジットカードの引き落とし管理「Ochibi」's advantage is ads (none vs shown) and update cadence (fortnightly vs every 3 months). On price and device support there is nothing between them.

Both are free to download. クレジットカードの引き落とし管理「Ochibi」 sells 2 in-app purchases, starting at $0.99 per month. ペイカレ asks for nothing beyond the download.

クレジットカードの引き落とし管理「Ochibi」 ships an update fortnightly, ペイカレ every 3 months. The most recent releases landed on October 30, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | クレジットカードの引き落とし管理「Ochibi」 | ペイカレ |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 64.7% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | **No** | Yes |
| Update frequency | **Fortnightly** | Every 3 months |
| Monetization | Freemium | — |
| Size | 16 MB | 7 MB |
| Requires iOS | **17.6** | 26.5 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 12+ | 4+ |
| Developer | [Kouki Yamashita](https://appshunter.io/developer/1842479619) | [kouki tanaka](https://appshunter.io/developer/6789175418) |

## What reviewers say

### クレジットカードの引き落とし管理「Ochibi」

[App page](https://appshunter.io/ios/app/ochibi/id6753298902)

This app helps you manage monthly payments, subscriptions, and fixed expenses. It organizes upcoming charges from banks and cards, providing clear visibility of when and where funds will be debited. Avoid missed payments with timely reminders and review your spending habits.

**Highlights:** Monthly payment overview, Subscription and fixed cost management, Automatic business day calculation for due dates, Payment reminder notifications, Spending analysis and review, Simple and user-friendly design

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro月額プラン | $0.99 | per month |
| ochibi-Pro | $9.99 | one-time |


### ペイカレ

[App page](https://appshunter.io/ios/app/id6792233902)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is クレジットカードの引き落とし管理「Ochibi」 free?

クレジットカードの引き落とし管理「Ochibi」 is free to download, with in-app purchases available.

### Is ペイカレ free?

ペイカレ is free to download, with no in-app purchases.

### Do クレジットカードの引き落とし管理「Ochibi」 or ペイカレ have ads?

ペイカレ shows ads; クレジットカードの引き落とし管理「Ochibi」 does not.

### Which is updated more often, クレジットカードの引き落とし管理「Ochibi」 or ペイカレ?

クレジットカードの引き落とし管理「Ochibi」 ships an update fortnightly, and ペイカレ every 3 months. Most recently, クレジットカードの引き落とし管理「Ochibi」 was updated on October 30, 2026 and ペイカレ on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*