# Split vs Settld.

The clearest difference is ratings volume: Split at 754 against Settld.'s 1. Split also leads on review sentiment (68% vs 50%). Settld.'s advantage is rating (5.0 vs 4.7). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Settld. holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Split has 754 ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 68% of Split's written reviews are positive against 50% of Settld.'s, so the app with the better star average is not the one people write more warmly about.

Split ships an update every 10 days, Settld. every 9 days. The most recent releases landed on October 14, 2026 and September 21, 2026 respectively.

## The numbers

| Metric | Split | Settld. |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (754 ratings)](https://appshunter.io/ios/app/split-pay-together/id6753594526/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/settld/id6762236160/reviews)** |
| Number of ratings | **754** | 1 |
| Positive reviews | **68.4% of reviews** | 50.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 10 days | **Every 9 days** |
| Monetization | Free | Free |
| Size | 93 MB | 53 MB |
| Requires iOS | 15.1 | 15.1 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Split Mobile Inc.](https://appshunter.io/developer/1843900753) | [CulinAI, LLC](https://appshunter.io/developer/1890934992) |

## What reviewers say

### Split

[App page](https://appshunter.io/ios/app/split-pay-together/id6753594526)

Easily divide expenses with friends and track shared costs. This app simplifies group payments for everything from rent to vacations, allowing guests to pay via various methods even without the app. It automates reminders and provides transparent totals for stress-free financial management.

**Highlights:** Split bills with friends, Track shared expenses, Collect payments instantly, Fractional, itemized, and even splits, Guest payments via Google Pay, card, Apple Pay, Built-in receipt scanning, Automatic payment reminders

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use with friends
- 🚀 Seamless bill splitting
- 💡 Convenient and efficient
- 👍 Straightforward interface


### Settld.

[App page](https://appshunter.io/ios/app/settld/id6762236160)

Effortlessly divide expenses for any group activity, from dinners to rent. Track who owes what in real-time and send quick payment requests to settle up fast. Avoid awkward group chats and spreadsheets with a simple, stress-free design.

**Highlights:** Split receipts and bills, Assign items to specific people, Track balances in real-time, Send payment requests, Mark cash payments, Clean dashboard for active bills

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Split free?

Split is free to download, with no in-app purchases.

### Is Settld. free?

Settld. is free to download, with no in-app purchases.

### Which has better reviews, Split or Settld.?

Settld. is rated higher. Split averages 4.7 out of 5 from 754 ratings, while Settld. averages 5.0 from 1 ratings.

### Do Split or Settld. have ads?

Neither Split nor Settld. shows ads.

### Which is updated more often, Split or Settld.?

Split ships an update every 10 days, and Settld. every 9 days. Most recently, Split was updated on October 14, 2026 and Settld. on September 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*