# 공유가계부 MoA vs 차곡 가계부

The clearest difference is in-app purchases: 공유가계부 MoA at none against 차곡 가계부's 4. 공유가계부 MoA also leads on iOS requirement (13.0 vs 16.0). 차곡 가계부's advantage is update cadence (every 5 days vs fortnightly). On price, ads and device support there is nothing between them.

Both are free to download. 차곡 가계부 sells 4 in-app purchases, starting at $1.99 per month. 공유가계부 MoA asks for nothing beyond the download.

공유가계부 MoA ships an update fortnightly, 차곡 가계부 every 5 days. The most recent releases landed on October 18, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | 공유가계부 MoA | 차곡 가계부 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/id6760185650/reviews)** |
| Number of ratings | — | **1** |
| Positive reviews | — | 76.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Fortnightly | **Every 5 days** |
| Monetization | — | Freemium |
| Size | 32 MB | 23 MB |
| Requires iOS | **13.0** | 16.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Youngwon Seo](https://appshunter.io/developer/1605613850) | [HYEONGJUN PARK](https://appshunter.io/developer/1883032581) |

## What reviewers say

### 공유가계부 MoA

[App page](https://appshunter.io/ios/app/moa/id6753710215)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### 차곡 가계부

[App page](https://appshunter.io/ios/app/id6760185650)

Manage personal and shared finances with this intuitive app. Track expenses, set budgets, monitor investments, and visualize your asset growth towards financial goals. Ideal for individuals and couples managing multiple accounts and wanting a clear overview of their money.

**Highlights:** Personal and shared account management, Intuitive home dashboard with asset growth visualization, Detailed budget planning by category and bank/card, Expense tracking with emoji support, Real-time stock market integration, Customizable asset tracking, Smart personalized notifications

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 차곡 가계부 PRO (월간) | $1.99 | per month |
| 차곡 가계부 PRO (기존 유저 전용) | $9.99 | per year |
| 차곡 가계부 PRO (연간) | $24.99 | per year |
| 차곡 가계부 PRO (평생 소유) | $19.99 | one-time |


## Frequently asked questions

### Is 공유가계부 MoA free?

공유가계부 MoA is free to download, with no in-app purchases.

### Is 차곡 가계부 free?

차곡 가계부 is free to download, with in-app purchases available.

### Do 공유가계부 MoA or 차곡 가계부 have ads?

Neither 공유가계부 MoA nor 차곡 가계부 shows ads.

### Which is updated more often, 공유가계부 MoA or 차곡 가계부?

공유가계부 MoA ships an update fortnightly, and 차곡 가계부 every 5 days. Most recently, 공유가계부 MoA was updated on October 18, 2026 and 차곡 가계부 on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*