# PayOption vs Swiftpoint

The clearest difference is iOS requirement: PayOption at 13.0 against Swiftpoint's 15.1. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PayOption ships an update every 10 days, Swiftpoint fortnightly. The most recent releases landed on October 9, 2026 and October 12, 2026 respectively.

## The numbers

| Metric | PayOption | Swiftpoint |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 10 days** | Fortnightly |
| Size | 53 MB | 35 MB |
| Requires iOS | **13.0** | 15.1 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 17+ | 4+ |
| Developer | [PayOption](https://appshunter.io/developer/1844629757) | [Swiftpoint Technology Ltd](https://appshunter.io/developer/1824502599) |

## What reviewers say

### PayOption

[App page](https://appshunter.io/ios/app/payoption/id6753717146)

**Features:** macOS Compatibility

**In-app purchases:** none


### Swiftpoint

[App page](https://appshunter.io/ios/app/swiftpoint/id6753941882)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is PayOption free?

PayOption is free to download, with no in-app purchases.

### Is Swiftpoint free?

Swiftpoint is free to download, with no in-app purchases.

### Do PayOption or Swiftpoint have ads?

Neither PayOption nor Swiftpoint shows ads.

### Which is updated more often, PayOption or Swiftpoint?

PayOption ships an update every 10 days, and Swiftpoint fortnightly. Most recently, PayOption was updated on October 9, 2026 and Swiftpoint on October 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*