# Responsive Auto vs Kemper

The clearest difference is rating: Responsive Auto at 4.0 against Kemper's 2.5. Kemper's advantage is ratings volume (115 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Responsive Auto holds the better App Store score, 4.0 against 2.5. That said, the two scores are not equally well evidenced: Kemper has 115 ratings behind it against 1, so its average is the more settled of the two.

Responsive Auto ships an update every 2 months, Kemper every 4 weeks. The most recent releases landed on October 15, 2026 and October 17, 2026 respectively.

## The numbers

| Metric | Responsive Auto | Kemper |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.0 (1 ratings)](https://appshunter.io/ios/app/responsive-auto/id6753759392/reviews)** | [2.5 (115 ratings)](https://appshunter.io/ios/app/kemper/id6753996569/reviews) |
| Number of ratings | 1 | **115** |
| Positive reviews | — | 6.9% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 4 weeks** |
| Monetization | Free | Free |
| Size | 85 MB | 22 MB |
| Requires iOS | 15.6 | **15.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Responsive Auto Insurance](https://appshunter.io/developer/1844851143) | [Kemper Corporation](https://appshunter.io/developer/917555654) |

## What reviewers say

### Responsive Auto

[App page](https://appshunter.io/ios/app/responsive-auto/id6753759392)

Manage your insurance policies, pay premiums, and access important documents digitally. This app provides convenient access to policy details, claims reporting, and roadside assistance requests directly from your mobile device.

**Highlights:** Manage insurance policies, Pay premiums, Access ID cards, Report claims, Request roadside assistance, Digital policy management

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Kemper

[App page](https://appshunter.io/ios/app/kemper/id6753996569)

Manage your auto insurance policy, access ID cards, file claims, and get roadside assistance. This app provides secure and convenient access to all your insurance needs on your mobile device.

**Highlights:** Policy management, Digital ID cards, Claims filing, Payment management, Roadside assistance access

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Responsive Auto free?

Responsive Auto is free to download, with no in-app purchases.

### Is Kemper free?

Kemper is free to download, with no in-app purchases.

### Which has better reviews, Responsive Auto or Kemper?

Responsive Auto is rated higher. Responsive Auto averages 4.0 out of 5 from 1 ratings, while Kemper averages 2.5 from 115 ratings.

### Do Responsive Auto or Kemper have ads?

Neither Responsive Auto nor Kemper shows ads.

### Which is updated more often, Responsive Auto or Kemper?

Responsive Auto ships an update every 2 months, and Kemper every 4 weeks. Most recently, Responsive Auto was updated on October 15, 2026 and Kemper on October 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*