# PayoffPilot vs Tally

The clearest difference is in-app purchases: Tally at none against PayoffPilot's 1. Tally also leads on update cadence (every 5 days vs every 2 weeks). PayoffPilot's advantage is iOS requirement (17.6 vs 26.0). On price, ads and device support there is nothing between them.

Both are free to download. PayoffPilot sells 1 one-off in-app purchase. Tally asks for nothing beyond the download.

PayoffPilot ships an update every 2 weeks, Tally every 5 days. The most recent releases landed on October 6, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | PayoffPilot | Tally |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/payoffpilot/id6753783449/reviews)** | — |
| Number of ratings | **1** | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Every 5 days** |
| Monetization | Free with in-app purchases | — |
| Size | 3 MB | 3 MB |
| Requires iOS | **17.6** | 26.0 |
| Devices | iPhone, iPad | **iPhone, iPad, Vision Pro** |
| Age rating | 4+ | 4+ |
| Developer | [Raul Pena](https://appshunter.io/developer/1845019152) | [Codakuma Ltd](https://appshunter.io/developer/592250637) |

## What reviewers say

### PayoffPilot

[App page](https://appshunter.io/ios/app/payoffpilot/id6753783449)

This app helps you create a clear plan to become debt-free. It compares the Snowball and Avalanche payoff methods using your actual financial data, tracks your progress, and offers reminders. An optional one-time purchase unlocks advanced simulation and reporting features.

**Highlights:** Debt payoff strategy comparison (Snowball vs. Avalanche), Debt-free date projection, Interest savings and time saved calculation, Payment logging and balance tracking, Milestone celebrations, Payment reminders, Scenario simulator (Pro feature)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| PayoffPilot Pro | $6.99 | one-time |


### Tally

[App page](https://appshunter.io/ios/app/tally-pdf-invoice-creator/id6758414743)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is PayoffPilot free?

PayoffPilot is free to download, with in-app purchases available.

### Is Tally free?

Tally is free to download, with no in-app purchases.

### Do PayoffPilot or Tally have ads?

Neither PayoffPilot nor Tally shows ads.

### Which is updated more often, PayoffPilot or Tally?

PayoffPilot ships an update every 2 weeks, and Tally every 5 days. Most recently, PayoffPilot was updated on October 6, 2026 and Tally on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*