# First Colony vs RateReady

The clearest difference is update cadence: RateReady at weekly against First Colony's every 3 months. First Colony's advantage is iOS requirement (15.1 vs 17.1). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

First Colony ships an update every 3 months, RateReady weekly. The most recent releases landed on October 14, 2026 and October 19, 2026 respectively.

## The numbers

| Metric | First Colony | RateReady |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/first-colony/id6753807480/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Weekly** |
| Monetization | Free | — |
| Size | 92 MB | 5 MB |
| Requires iOS | **15.1** | 17.1 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [First Colony Mortgage Corporation](https://appshunter.io/developer/1398357380) | [Greg McInnes](https://appshunter.io/developer/1859356640) |

## What reviewers say

### First Colony

[App page](https://appshunter.io/ios/app/first-colony/id6753807480)

Manage your homebuying journey with this tool. Apply for loans, track your progress in real-time, and easily connect with your loan officer. Streamline your home purchase or refinance from your mobile device.

**Highlights:** Apply for loans on mobile, Track loan progress, Real-time push notifications, One-click call to loan officer, Home purchase and refinance support

**Features:** macOS Compatibility

**In-app purchases:** none


### RateReady

[App page](https://appshunter.io/ios/app/rateready/id6756511716)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is First Colony free?

First Colony is free to download, with no in-app purchases.

### Is RateReady free?

RateReady is free to download, with no in-app purchases.

### Do First Colony or RateReady have ads?

Neither First Colony nor RateReady shows ads.

### Which is updated more often, First Colony or RateReady?

First Colony ships an update every 3 months, and RateReady weekly. Most recently, First Colony was updated on October 14, 2026 and RateReady on October 19, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*