Walletvative vs Bilanco

Walletvative helps you manage your expenses, understand your spending habits, and achieve your financial goals — all with a clean and intuitive interface. Stay on top of your money with clear insights, smart reports, and customizable categories. Whether you’re tracking daily coffee expenses or planning monthly budgets, Walletvative makes it effortless. --- ### Free Features • Add, edit, and delete expenses with categories, notes, and custom dates • Set monthly goals and track your progress • Analyze spending with charts and category breakdowns • Create recurring expenses and track installments • Manage up to 8 custom categories • Switch between light and dark modes • Export basic 30-day reports • Ad-supported experience with optional rewarded insights --- ### Premium Features • Unlimited category creation • Multi-currency tracking and analysis • Advanced reports with full date range support • CSV and PDF export options • AI-powered insights and spending projections • Ad-free experience • Monthly and yearly subscription options --- Walletvative combines simplicity and power to give you full control over your finances — designed for everyday use, without complexity. --- ### Privacy & Terms Privacy Policy: https://appsroutine.github.io/walletvative-site/privacy-policy.html Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Full control of your financial life, right in your pocket! Bilanco is not just a debt tracker. Build your plan to get out of debt, see your income-expense balance, follow the value of your assets in real time. **WHY Bilanco?** - Automatic credit card interest and tax calculations - Gold, silver, foreign currency and crypto integration - Focused on taxation across 21 countries, 26 currencies supported - Instant access to local market data **Real Debt Projection** How tiered interest works on your credit card, when your loan ends, how much your gold debt grew at market price — all in clear numbers. **Smart Simulation Engine** Answer "if I pay 5,000₺ this month, when does it end?" in seconds. Compare different payment scenarios. **Comprehensive Debt Management** - **Credit Card:** Tiered interest, minimum payment, automatic tax calculation - **Loan:** Annuity instalment plan, remaining payment view - **Cash Debt:** Per-person tracking, with or without a due date - **Precious Metals:** Live rate impact on gold/silver debts - **Forex & Crypto:** USD, EUR, Bitcoin, Ethereum and more **Smart Payment Planning** - Build your monthly payment calendar automatically - See how much to pay on which day - Minimum payment and interest amounts calculated automatically - Payment day reminders via notifications - Let due payments be marked "paid" automatically **Works Around Your Payday** The app builds the month around your payday, not the calendar month. Enter your starting balance and see your remaining balance day by day. **Income & Expense Control** - Ready-made expense categories (rent, groceries, transport, leisure...) - Recurring payments: weekly, biweekly, monthly - Monthly budget tracking and variance analysis - Income-expense balance chart **Asset Portfolio** - **Gold:** Quarter, half, full and Republic gold - **Silver:** Tracked by the gram - **Forex:** 26 different currencies - **Crypto:** Bitcoin, Ethereum, USDT and popular coins - **Term deposit:** Interest accrues daily, reflected in the value instantly - Valuation at live market prices - Net worth: Assets − Debts = your financial strength **Available Balance or Reserve?** Your gold, foreign currency and term deposits count as "reserve" and stay out of your spendable balance — "what I own" never gets mixed up with "what I can spend this month". **Savings Goals** Set your target amount and date, prioritise them, watch your progress. **Live Market Data** - Gold: gram, quarter, half, full - Silver: by the gram - Forex: USD, EUR, GBP, JPY and 22 more - Crypto: Bitcoin, Ethereum, BNB, ADA, DOGE... - Follow price movements on charts - Automatic rate updates **Summary and History** - Monthly financial summary: your situation at a glance - Debt progress line: how close are you to your goal? - Net worth trend: are you getting wealthier? - Payment history and transaction history: what you did and when **Financial Calendar** - Income, expenses and debt due dates, day by day - Daily remaining balance projection - Colour-coded categories - Filterable view **SECURITY & PRIVACY** - Biometric lock with Face ID / Touch ID - Your data is stored encrypted on your device, the server connection is encrypted - Keep using the app offline — your actions are queued and synced automatically once you reconnect - Your data is tied to your account; just sign in when you change phones **USER EXPERIENCE** - Modern, clean interface: no tangled menus, everything one tap away - Dark & light theme: pick the mode that suits your eyes - 21 language support - Sign in with Google: quick setup, start right away - In-app guide and frequently asked questions **WHO SHOULD USE IT?** - Anyone who wants to reduce credit card and loan debt - Gold, foreign currency and crypto investors - Anyone who wants to balance income and expenses - Anyone preparing for a debt-free future *Note: Market data is for information only. Discuss investment decisions with professional advisers.*