# First Bank & Trust Treasury vs Budgio

The clearest difference is in-app purchases: First Bank & Trust Treasury at none against Budgio's 2. Budgio's advantage is update cadence (every 2 months vs every 11 months) and iOS requirement (16.6 vs 18.0). On price, ads and device support there is nothing between them.

Both are free to download. Budgio sells 2 in-app purchases, starting at $3.99 per month. First Bank & Trust Treasury asks for nothing beyond the download.

First Bank & Trust Treasury ships an update every 11 months, Budgio every 2 months. The most recent releases landed on October 30, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | First Bank & Trust Treasury | Budgio |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/first-bank-and-trust-treasury/id6753820161/reviews)** | — |
| Number of ratings | **1** | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 11 months | **Every 2 months** |
| Monetization | Free | — |
| Size | 4 MB | 12 MB |
| Requires iOS | 18.0 | **16.6** |
| Devices | iPhone, iPad | iPhone, Apple Watch |
| Age rating | 4+ | 4+ |
| Developer | [First Bank & Trust (SD/MN)](https://appshunter.io/developer/530674674) | [Stepan Petrov](https://appshunter.io/developer/1878638941) |

## What reviewers say

### First Bank & Trust Treasury

[App page](https://appshunter.io/ios/app/first-bank-and-trust-treasury/id6753820161)

Manage your business finances with confidence through a secure platform that streamlines payments, reconciles accounts, and detects fraud. Optimize cash flow, reduce costs, and mitigate risk with customizable dashboards and detailed transaction visibility.

**Highlights:** Streamlined payments, Account reconciliation, Fraud detection, Cash flow optimization, Expanded approval controls, Customizable dashboards, Detailed transaction visibility

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Budgio

[App page](https://appshunter.io/ios/app/budgio-spending-tracker/id6757434321)

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Budgio Premium Monthly | $3.99 | per month |
| Budgio Premium Annual | $29.99 | per year |


## Frequently asked questions

### Is First Bank & Trust Treasury free?

First Bank & Trust Treasury is free to download, with no in-app purchases.

### Is Budgio free?

Budgio is free to download, with in-app purchases available.

### Do First Bank & Trust Treasury or Budgio have ads?

Neither First Bank & Trust Treasury nor Budgio shows ads.

### Which is updated more often, First Bank & Trust Treasury or Budgio?

First Bank & Trust Treasury ships an update every 11 months, and Budgio every 2 months. Most recently, First Bank & Trust Treasury was updated on October 30, 2026 and Budgio on October 28, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*