# Money Talks vs BajiCard 預算卡片｜記帳、預算管理、資產管理

The clearest difference is iOS requirement: Money Talks at 18.0 against BajiCard 預算卡片｜記帳、預算管理、資產管理's 26.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Money Talks sells 3 in-app purchases, starting at $1.99 per month and BajiCard 預算卡片｜記帳、預算管理、資產管理 sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

Money Talks ships an update every 4 days, BajiCard 預算卡片｜記帳、預算管理、資產管理 every 3 days. The most recent releases landed on October 24, 2026 and October 23, 2026 respectively.

## The numbers

| Metric | Money Talks | BajiCard 預算卡片｜記帳、預算管理、資產管理 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (6 ratings)](https://appshunter.io/ios/app/money-talks-expense-tracker/id6753856530/reviews)** | — |
| Number of ratings | **6** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 4 days | **Every 3 days** |
| Monetization | Freemium | — |
| Size | 53 MB | 16 MB |
| Requires iOS | **18.0** | 26.0 |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Kai Teng Hou](https://appshunter.io/developer/1833864329) | [Chun Yung Chen](https://appshunter.io/developer/1830992390) |

## What reviewers say

### Money Talks

[App page](https://appshunter.io/ios/app/money-talks-expense-tracker/id6753856530)

Effortlessly log expenses using voice commands or by scanning receipts with AI. Get insights into your spending habits with a conversational financial assistant. Manage your cash flow and understand where your money goes.

**Highlights:** Voice expense logging, AI receipt scanning, Conversational financial assistant, Spending habit analysis, Cash flow tracking

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 月費 | $1.99 | per month |
| 年費 | $14.99 | per year |
| 終生 | $49.99 | one-time |


### BajiCard 預算卡片｜記帳、預算管理、資產管理

[App page](https://appshunter.io/ios/app/bajicard/id6758230596)

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| BajiCard Pro - Monthly | $1.99 | per month |
| BajiCard Pro - 年訂閱 | $8.99 | per year |
| BajiCard Pro - 終身購買 | $24.99 | one-time |


## Frequently asked questions

### Is Money Talks free?

Money Talks is free to download, with in-app purchases available.

### Is BajiCard 預算卡片｜記帳、預算管理、資產管理 free?

BajiCard 預算卡片｜記帳、預算管理、資產管理 is free to download, with in-app purchases available.

### Do Money Talks or BajiCard 預算卡片｜記帳、預算管理、資產管理 have ads?

Neither Money Talks nor BajiCard 預算卡片｜記帳、預算管理、資產管理 shows ads.

### Which is updated more often, Money Talks or BajiCard 預算卡片｜記帳、預算管理、資產管理?

Money Talks ships an update every 4 days, and BajiCard 預算卡片｜記帳、預算管理、資產管理 every 3 days. Most recently, Money Talks was updated on October 24, 2026 and BajiCard 預算卡片｜記帳、預算管理、資產管理 on October 23, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*