# Money Talks vs 資產管理 CoRich 共富島：房貸、保險、資產聯動記帳

Money Talks and 資產管理 CoRich 共富島：房貸、保險、資產聯動記帳 are too close to call on the numbers: across 8 compared parameters — price, review sentiment, update cadence and ads among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Money Talks sells 3 in-app purchases, starting at $1.99 per month and 資產管理 CoRich 共富島：房貸、保險、資產聯動記帳 sells 4 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

Both ship on a similar rhythm, roughly every 4 days. The most recent releases landed on September 18, 2026 and September 21, 2026 respectively.

## The numbers

| Metric | Money Talks | 資產管理 CoRich 共富島：房貸、保險、資產聯動記帳 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (7 ratings)](https://appshunter.io/ios/app/money-talks-expense-tracker/id6753856530/reviews)** | — |
| Number of ratings | **7** | — |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 4 days | Every 4 days |
| Monetization | Freemium | Freemium |
| Size | 49 MB | 94 MB |
| Requires iOS | 18.0 | **17.0** |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Kai Teng Hou](https://appshunter.io/developer/1833864329) | [Fu Chung Lo](https://appshunter.io/developer/1820152835) |

## What reviewers say

### Money Talks

[App page](https://appshunter.io/ios/app/money-talks-expense-tracker/id6753856530)

Effortlessly log expenses using voice commands or by scanning receipts with AI. Get insights into your spending habits with a conversational financial assistant. Manage your cash flow and understand where your money goes.

**Highlights:** Voice expense logging, AI receipt scanning, Conversational financial assistant, Spending habit analysis, Cash flow tracking

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 月費 | $1.99 | per month |
| 年費 | $14.99 | per year |
| 終生 | $49.99 | one-time |


### 資產管理 CoRich 共富島：房貸、保險、資產聯動記帳

[App page](https://appshunter.io/ios/app/corich/id6758593913)

This app helps families visualize and manage their finances by turning assets into an island. It tracks loans, insurance, and investments, offering a clear view of net worth and cash flow. Set financial goals and track progress with a gamified approach.

**Highlights:** Visualized asset island with dynamic value tracking, iCloud family sharing for joint financial management, Comprehensive insurance tracking and cash flow prediction, Detailed cash flow and asset holding cost tracking, Goal setting with 'Dream Hot Air Balloon' progress, Loan lifecycle management for mortgages and car loans

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| CoRich Pro - 月訂閱 | $1.99 | per month |
| CoRich Pro 季訂閱 | $4.99 | per 3 months |
| CoRich Pro - 年訂閱 | $19.99 | per year |
| CoRich Pro - 終身尊榮版 | $49.99 | one-time |


## Frequently asked questions

### Is Money Talks free?

Money Talks is free to download, with in-app purchases available.

### Is 資產管理 CoRich 共富島：房貸、保險、資產聯動記帳 free?

資產管理 CoRich 共富島：房貸、保險、資產聯動記帳 is free to download, with in-app purchases available.

### Do Money Talks or 資產管理 CoRich 共富島：房貸、保險、資產聯動記帳 have ads?

Neither Money Talks nor 資產管理 CoRich 共富島：房貸、保險、資產聯動記帳 shows ads.

### Which is updated more often, Money Talks or 資產管理 CoRich 共富島：房貸、保險、資產聯動記帳?

Money Talks ships an update every 4 days, and 資產管理 CoRich 共富島：房貸、保險、資產聯動記帳 every 4 days. Most recently, Money Talks was updated on September 18, 2026 and 資產管理 CoRich 共富島：房貸、保險、資產聯動記帳 on September 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*