# Money Talks vs SplitBear

The clearest difference is update cadence: Money Talks at every 4 days against SplitBear's fortnightly. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Money Talks sells 3 in-app purchases, starting at $1.99 per month and SplitBear sells 1 in-app purchase, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

Money Talks ships an update every 4 days, SplitBear fortnightly. The most recent releases landed on October 5, 2026 and October 13, 2026 respectively.

## The numbers

| Metric | Money Talks | SplitBear |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (7 ratings)](https://appshunter.io/ios/app/money-talks-expense-tracker/id6753856530/reviews)** | — |
| Number of ratings | **7** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 4 days** | Fortnightly |
| Monetization | Freemium | — |
| Size | 49 MB | 21 MB |
| Requires iOS | 18.0 | **17.6** |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Kai Teng Hou](https://appshunter.io/developer/1833864329) | [drew Bernard](https://appshunter.io/developer/1825687361) |

## What reviewers say

### Money Talks

[App page](https://appshunter.io/ios/app/money-talks-expense-tracker/id6753856530)

Effortlessly log expenses using voice commands or by scanning receipts with AI. Get insights into your spending habits with a conversational financial assistant. Manage your cash flow and understand where your money goes.

**Highlights:** Voice expense logging, AI receipt scanning, Conversational financial assistant, Spending habit analysis, Cash flow tracking

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 月費 | $1.99 | per month |
| 年費 | $14.99 | per year |
| 終生 | $49.99 | one-time |


### SplitBear

[App page](https://appshunter.io/ios/app/splitbear/id6760190665)

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SplitBear Pro | $3.99 | per month |


## Frequently asked questions

### Is Money Talks free?

Money Talks is free to download, with in-app purchases available.

### Is SplitBear free?

SplitBear is free to download, with in-app purchases available.

### Do Money Talks or SplitBear have ads?

Neither Money Talks nor SplitBear shows ads.

### Which is updated more often, Money Talks or SplitBear?

Money Talks ships an update every 4 days, and SplitBear fortnightly. Most recently, Money Talks was updated on October 5, 2026 and SplitBear on October 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*