# SBI Authenticator vs Trackova

The clearest difference is update cadence: Trackova at every 3 weeks against SBI Authenticator's every 2 months. Trackova also leads on device support (3 vs 1) and iOS requirement (15.6 vs 17.0). On price, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SBI Authenticator ships an update every 2 months, Trackova every 3 weeks. The most recent releases landed on October 16, 2026 and September 30, 2026 respectively.

## The numbers

| Metric | SBI Authenticator | Trackova |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[1.2 (24 ratings)](https://appshunter.io/ios/app/sbi-authenticator/id6753866762/reviews)** | — |
| Number of ratings | **24** | — |
| Positive reviews | 21.7% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 3 weeks** |
| Monetization | Free | — |
| Size | 72 MB | 4 MB |
| Requires iOS | 17.0 | **15.6** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [State Bank of India](https://appshunter.io/developer/503784436) | [XpWallet](https://appshunter.io/developer/1895709489) |

## What reviewers say

### SBI Authenticator

[App page](https://appshunter.io/ios/app/sbi-authenticator/id6753866762)

This app provides a secure and convenient way to authenticate digital banking transactions, reducing reliance on SMS OTPs. It offers multiple authentication methods like prompt-based approvals and QR code scanning for enhanced security.

**Highlights:** Secure authentication, Reduces SMS OTP dependency, Prompt-based approvals, QR code scanning, App-based OTP, Supports SBI Yono Lite, RINB, MINB

**In-app purchases:** none


### Trackova

[App page](https://appshunter.io/ios/app/trackova-expense-tracker/id6764266125)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is SBI Authenticator free?

SBI Authenticator is free to download, with no in-app purchases.

### Is Trackova free?

Trackova is free to download, with no in-app purchases.

### Do SBI Authenticator or Trackova have ads?

Neither SBI Authenticator nor Trackova shows ads.

### Which is updated more often, SBI Authenticator or Trackova?

SBI Authenticator ships an update every 2 months, and Trackova every 3 weeks. Most recently, SBI Authenticator was updated on October 16, 2026 and Trackova on September 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*