# SBI Authenticator vs Needs and Wants

The clearest difference is in-app purchases: SBI Authenticator at none against Needs and Wants's 2. Needs and Wants's advantage is update cadence (weekly vs every 2 months) and iOS requirement (15.1 vs 17.0). On price, ads and device support there is nothing between them.

Both are free to download. Needs and Wants sells 2 in-app purchases, starting at $9.99 per month. SBI Authenticator asks for nothing beyond the download.

SBI Authenticator ships an update every 2 months, Needs and Wants weekly. The most recent releases landed on October 16, 2026 and October 1, 2026 respectively.

## The numbers

| Metric | SBI Authenticator | Needs and Wants |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[1.2 (24 ratings)](https://appshunter.io/ios/app/sbi-authenticator/id6753866762/reviews)** | — |
| Number of ratings | **24** | — |
| Positive reviews | 21.7% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 2 months | **Weekly** |
| Monetization | Free | — |
| Size | 72 MB | 45 MB |
| Requires iOS | 17.0 | **15.1** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [State Bank of India](https://appshunter.io/developer/503784436) | [Khushal Panchariya](https://appshunter.io/developer/6780147017) |

## What reviewers say

### SBI Authenticator

[App page](https://appshunter.io/ios/app/sbi-authenticator/id6753866762)

This app provides a secure and convenient way to authenticate digital banking transactions, reducing reliance on SMS OTPs. It offers multiple authentication methods like prompt-based approvals and QR code scanning for enhanced security.

**Highlights:** Secure authentication, Reduces SMS OTP dependency, Prompt-based approvals, QR code scanning, App-based OTP, Supports SBI Yono Lite, RINB, MINB

**In-app purchases:** none


### Needs and Wants

[App page](https://appshunter.io/ios/app/needs-and-wants/id6780147015)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro | $9.99 | per month |
| Lifetime Access | $49.99 | one-time |


## Frequently asked questions

### Is SBI Authenticator free?

SBI Authenticator is free to download, with no in-app purchases.

### Is Needs and Wants free?

Needs and Wants is free to download, with in-app purchases available.

### Do SBI Authenticator or Needs and Wants have ads?

Neither SBI Authenticator nor Needs and Wants shows ads.

### Which is updated more often, SBI Authenticator or Needs and Wants?

SBI Authenticator ships an update every 2 months, and Needs and Wants weekly. Most recently, SBI Authenticator was updated on October 16, 2026 and Needs and Wants on October 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*