# SBI Authenticator vs Dutched

The clearest difference is review sentiment: Dutched at 100% against SBI Authenticator's 22%. Dutched also leads on rating (5.0 vs 1.2) and update cadence (every 2 days vs every 2 months). SBI Authenticator's advantage is ratings volume (24 vs 6). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Dutched holds the better App Store score, 5.0 against 1.2. Both are backed by a comparable volume of ratings — 24 and 6 respectively. Written reviews point the same way: 22% of SBI Authenticator's written reviews are positive against 100% of Dutched's.

SBI Authenticator ships an update every 2 months, Dutched every 2 days. The most recent releases landed on September 21, 2026 and September 20, 2026 respectively.

## The numbers

| Metric | SBI Authenticator | Dutched |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.2 (24 ratings)](https://appshunter.io/ios/app/sbi-authenticator/id6753866762/reviews) | **[5.0 (6 ratings)](https://appshunter.io/ios/app/dutched-split-expenses/id6802920329/reviews)** |
| Number of ratings | **24** | 6 |
| Positive reviews | 21.7% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 2 days** |
| Monetization | Free | Free |
| Size | 72 MB | 91 MB |
| Requires iOS | 17.0 | **16.4** |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [State Bank of India](https://appshunter.io/developer/503784436) | [Srimaan Sri Edara](https://appshunter.io/developer/6801780747) |

## What reviewers say

### SBI Authenticator

[App page](https://appshunter.io/ios/app/sbi-authenticator/id6753866762)

This app provides a secure and convenient way to authenticate digital banking transactions, reducing reliance on SMS OTPs. It offers multiple authentication methods like prompt-based approvals and QR code scanning for enhanced security.

**Highlights:** Secure authentication, Reduces SMS OTP dependency, Prompt-based approvals, QR code scanning, App-based OTP, Supports SBI Yono Lite, RINB, MINB

**In-app purchases:** none


### Dutched

[App page](https://appshunter.io/ios/app/dutched-split-expenses/id6802920329)

Easily track and settle shared expenses with friends, roommates, and travel companions. The app allows for various splitting methods and on-device receipt scanning, with no need for others to install the application. It prioritizes privacy with no ads or data selling.

**Highlights:** Split expenses with anyone, even without the app, On-device receipt scanning, Multiple splitting methods (equal, exact, percentage, shares), Smart settle-up suggestions, Offline functionality with sync, Import from Splitwise, Privacy-focused design

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is SBI Authenticator free?

SBI Authenticator is free to download, with no in-app purchases.

### Is Dutched free?

Dutched is free to download, with no in-app purchases.

### Which has better reviews, SBI Authenticator or Dutched?

Dutched is rated higher. SBI Authenticator averages 1.2 out of 5 from 24 ratings, while Dutched averages 5.0 from 6 ratings.

### Do SBI Authenticator or Dutched have ads?

Neither SBI Authenticator nor Dutched shows ads.

### Which is updated more often, SBI Authenticator or Dutched?

SBI Authenticator ships an update every 2 months, and Dutched every 2 days. Most recently, SBI Authenticator was updated on September 21, 2026 and Dutched on September 20, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*