# Paynium vs SplitSecond

The clearest difference is ads: SplitSecond at none against Paynium's shown. Paynium's advantage is update cadence (every 5 days vs fortnightly). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. Paynium sells 1 in-app purchase, starting at $0.99 per month and SplitSecond sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

Paynium ships an update every 5 days, SplitSecond fortnightly. The most recent releases landed on July 31, 2026 and September 10, 2026 respectively.

## The numbers

| Metric | Paynium | SplitSecond |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (4 ratings)](https://appshunter.io/ios/app/splitsecond-tip-calculator/id6754619328/reviews)** |
| Number of ratings | — | **4** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | **Every 5 days** | Fortnightly |
| Monetization | — | Free |
| Size | 7 MB | 44 MB |
| Requires iOS | 17.6 | **16.0** |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 4+ |
| Developer | [ozgun gungor](https://appshunter.io/developer/1827440465) | [Raymond Rothwell](https://appshunter.io/developer/1848273847) |

## What reviewers say

### Paynium

[App page](https://appshunter.io/ios/app/paynium-payment-tracker/id6753869829)

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Subscription | $0.99 | per month |


### SplitSecond

[App page](https://appshunter.io/ios/app/splitsecond-tip-calculator/id6754619328)

Effortlessly divide bills and calculate tips for group outings. Send payment requests instantly via popular apps. Customize settings for a personalized experience.

**Highlights:** Fast bill splitting, Automatic tax calculation, Quick tip buttons, Split 2-99 ways, Send payment requests, Works offline, Privacy focused

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SplitSecond Pay Pro | $0.99 | one-time |


## Frequently asked questions

### Is Paynium free?

Paynium is free to download, with in-app purchases available.

### Is SplitSecond free?

SplitSecond is free to download, with in-app purchases available.

### Do Paynium or SplitSecond have ads?

Paynium shows ads; SplitSecond does not.

### Which is updated more often, Paynium or SplitSecond?

Paynium ships an update every 5 days, and SplitSecond fortnightly. Most recently, Paynium was updated on July 31, 2026 and SplitSecond on September 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*