# Kemper vs Freeway Insurance

The clearest difference is review sentiment: Freeway Insurance at 54% against Kemper's 6%. Freeway Insurance also leads on rating (3.6 vs 2.5). Kemper's advantage is update cadence (every 4 weeks vs every 6 months) and ratings volume (118 vs 23). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Freeway Insurance holds the better App Store score, 3.6 against 2.5. That said, the two scores are not equally well evidenced: Kemper has 118 ratings behind it against 23, so its average is the more settled of the two. Written reviews point the same way: 6% of Kemper's written reviews are positive against 54% of Freeway Insurance's.

Kemper ships an update every 4 weeks, Freeway Insurance every 6 months. The most recent releases landed on November 5, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Kemper | Freeway Insurance |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.5 (118 ratings)](https://appshunter.io/ios/app/kemper/id6753996569/reviews) | **[3.6 (23 ratings)](https://appshunter.io/ios/app/freeway-insurance/id6754662963/reviews)** |
| Number of ratings | **118** | 23 |
| Positive reviews | 6.5% of reviews | **53.8% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 4 weeks** | Every 6 months |
| Monetization | Free | Free |
| Size | 22 MB | 54 MB |
| Requires iOS | **15.0** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Kemper Corporation](https://appshunter.io/developer/917555654) | [Confie Holding II Co.](https://appshunter.io/developer/1749210433) |

## What reviewers say

### Kemper

[App page](https://appshunter.io/ios/app/kemper/id6753996569)

Manage your auto insurance policy, access ID cards, file claims, and get roadside assistance. This app provides secure and convenient access to all your insurance needs on your mobile device.

**Highlights:** Policy management, Digital ID cards, Claims filing, Payment management, Roadside assistance access

**Features:** Apple Wallet

**In-app purchases:** none


### Freeway Insurance

[App page](https://appshunter.io/ios/app/freeway-insurance/id6754662963)

Manage your insurance policies, download ID cards, and get quotes for new products. This app helps you find affordable coverage and connect with local offices, simplifying insurance management.

**Highlights:** Manage policy information, Download ID cards, Get fast quotes, Locate nearby offices, Review insurance options

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Kemper free?

Kemper is free to download, with no in-app purchases.

### Is Freeway Insurance free?

Freeway Insurance is free to download, with no in-app purchases.

### Which has better reviews, Kemper or Freeway Insurance?

Freeway Insurance is rated higher. Kemper averages 2.5 out of 5 from 118 ratings, while Freeway Insurance averages 3.6 from 23 ratings.

### Do Kemper or Freeway Insurance have ads?

Neither Kemper nor Freeway Insurance shows ads.

### Which is updated more often, Kemper or Freeway Insurance?

Kemper ships an update every 4 weeks, and Freeway Insurance every 6 months. Most recently, Kemper was updated on November 5, 2026 and Freeway Insurance on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*