# Kemper vs Debt Lifter

The clearest difference is price: Kemper at Free against Debt Lifter's $4.99. On update cadence, ads, in-app purchases and device support there is nothing between them.

Kemper is free to download; Debt Lifter costs $4.99 up front. Neither carries in-app purchases, so what you see is what you pay.

Kemper ships an update every 4 weeks, Debt Lifter fortnightly. The most recent releases landed on November 9, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Kemper | Debt Lifter |
| --- | --- | --- |
| Price | **Free** | $4.99 |
| Rating | **[2.5 (119 ratings)](https://appshunter.io/ios/app/kemper/id6753996569/reviews)** | — |
| Number of ratings | **119** | — |
| Positive reviews | 6.5% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 weeks | **Fortnightly** |
| Monetization | Free | — |
| Size | 22 MB | 12 MB |
| Requires iOS | **15.0** | 16.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, Mac |
| Age rating | 4+ | 4+ |
| Developer | [Kemper Corporation](https://appshunter.io/developer/917555654) | [James Clark](https://appshunter.io/developer/6778576095) |

## What reviewers say

### Kemper

[App page](https://appshunter.io/ios/app/kemper/id6753996569)

Manage your auto insurance policy, access ID cards, file claims, and get roadside assistance. This app provides secure and convenient access to all your insurance needs on your mobile device.

**Highlights:** Policy management, Digital ID cards, Claims filing, Payment management, Roadside assistance access

**Features:** Apple Wallet

**In-app purchases:** none


### Debt Lifter

[App page](https://appshunter.io/ios/app/debt-lifter/id6778576093)

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Kemper free?

Kemper is free to download, with no in-app purchases.

### Is Debt Lifter free?

Debt Lifter costs $4.99, with no in-app purchases.

### Do Kemper or Debt Lifter have ads?

Neither Kemper nor Debt Lifter shows ads.

### Which is updated more often, Kemper or Debt Lifter?

Kemper ships an update every 4 weeks, and Debt Lifter fortnightly. Most recently, Kemper was updated on November 9, 2026 and Debt Lifter on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*