# Owelo vs SplitSecond

The clearest difference is in-app purchases: Owelo at none against SplitSecond's 1. Owelo also leads on update cadence (every 2 days vs fortnightly). SplitSecond's advantage is iOS requirement (16.0 vs 18.5). On price, rating, review sentiment and ratings volume there is nothing between them.

Both are free to download. SplitSecond sells 1 one-off in-app purchase. Owelo asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 5.0 for Owelo against 5.0 for SplitSecond. Both are backed by a comparable volume of ratings — 5 and 4 respectively. Written reviews split almost evenly too, at 100% and 100% positive.

Owelo ships an update every 2 days, SplitSecond fortnightly. The most recent releases landed on September 17, 2026 and September 10, 2026 respectively.

## The numbers

| Metric | Owelo | SplitSecond |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (5 ratings)](https://appshunter.io/ios/app/owelo/id6754049111/reviews) | [5.0 (4 ratings)](https://appshunter.io/ios/app/splitsecond-tip-calculator/id6754619328/reviews) |
| Number of ratings | **5** | 4 |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Every 2 days** | Fortnightly |
| Monetization | Free | Free |
| Size | 16 MB | 44 MB |
| Requires iOS | 18.5 | **16.0** |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 9+ | 4+ |
| Developer | [Quincy Keele](https://appshunter.io/developer/1696729988) | [Raymond Rothwell](https://appshunter.io/developer/1848273847) |

## What reviewers say

### Owelo

[App page](https://appshunter.io/ios/app/owelo/id6754049111)

Easily manage and split the cost of shared subscriptions with household members. Automates payments and eliminates the need for password sharing. Ideal for students and shared living situations.

**Highlights:** Create and manage shared subscription plans, Automated payment splitting, Smart cost splitting, Secure and private, Supports Apple Pay and Stripe

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


### SplitSecond

[App page](https://appshunter.io/ios/app/splitsecond-tip-calculator/id6754619328)

Effortlessly divide bills and calculate tips for group outings. Send payment requests instantly via popular apps. Customize settings for a personalized experience.

**Highlights:** Fast bill splitting, Automatic tax calculation, Quick tip buttons, Split 2-99 ways, Send payment requests, Works offline, Privacy focused

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SplitSecond Pay Pro | $0.99 | one-time |


## Frequently asked questions

### Is Owelo free?

Owelo is free to download, with no in-app purchases.

### Is SplitSecond free?

SplitSecond is free to download, with in-app purchases available.

### Which has better reviews, Owelo or SplitSecond?

Owelo and SplitSecond are both rated 5.0 out of 5 on the App Store, from 5 and 4 ratings respectively.

### Do Owelo or SplitSecond have ads?

Neither Owelo nor SplitSecond shows ads.

### Which is updated more often, Owelo or SplitSecond?

Owelo ships an update every 2 days, and SplitSecond fortnightly. Most recently, Owelo was updated on September 17, 2026 and SplitSecond on September 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*