# InstaLedger vs 回憶記帳

The clearest difference is ads: 回憶記帳 at none against InstaLedger's shown. 回憶記帳 also leads on update cadence (every 5 days vs every 6 weeks) and device support (3 vs 1). On price and in-app purchases there is nothing between them.

Both are free to download. InstaLedger sells 8 in-app purchases, starting at $1.99 per month and 回憶記帳 sells 4 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

InstaLedger ships an update every 6 weeks, 回憶記帳 every 5 days. Both last shipped on November 5, 2026.

## The numbers

| Metric | InstaLedger | 回憶記帳 |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 6 weeks | **Every 5 days** |
| Size | 38 MB | 175 MB |
| Requires iOS | 17.0 | **15.0** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 17+ | 4+ |
| Developer | [HSIN YU TSAI](https://appshunter.io/developer/1846677890) | [TZU KAI LI](https://appshunter.io/developer/1766478754) |

## What reviewers say

### InstaLedger

[App page](https://appshunter.io/ios/app/instaledger/id6754100709)

**Features:** macOS Compatibility

**In-app purchases (8)**

| Purchase | Price | Billing |
| --- | --- | --- |
| BASIC | $1.99 | per month |
| PRO | $9.99 | per month |
| BASIC | $19.99 | per year |
| PRO | $99.99 | per year |
| chat credit 300 | $0.99 | one-time |
| 500 ledger beans | $1.99 | one-time |
| 1000 ledger beans | $2.99 | one-time |
| 2000 ledger beans | $5.99 | one-time |


### 回憶記帳

[App page](https://appshunter.io/ios/app/money-mome/id6760333135)

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 進階版 月費制 | $0.99 | per month |
| 專業版 月費制 | $1.99 | per month |
| 進階版 年費制 | $9.99 | per year |
| 專業版 年費制 | $14.99 | per year |


## Frequently asked questions

### Is InstaLedger free?

InstaLedger is free to download, with in-app purchases available.

### Is 回憶記帳 free?

回憶記帳 is free to download, with in-app purchases available.

### Do InstaLedger or 回憶記帳 have ads?

InstaLedger shows ads; 回憶記帳 does not.

### Which is updated more often, InstaLedger or 回憶記帳?

InstaLedger ships an update every 6 weeks, and 回憶記帳 every 5 days. Most recently, InstaLedger was updated on November 5, 2026 and 回憶記帳 on November 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*