# InstaLedger vs NestPay

The clearest difference is in-app purchases: NestPay at none against InstaLedger's 4. NestPay also leads on ads (none vs shown) and update cadence (every 4 days vs every 6 weeks). On price there is nothing between them.

Both are free to download. InstaLedger sells 4 in-app purchases, starting at $1.99 per month. NestPay asks for nothing beyond the download.

InstaLedger ships an update every 6 weeks, NestPay every 4 days. The most recent releases landed on October 1, 2026 and October 14, 2026 respectively.

## The numbers

| Metric | InstaLedger | NestPay |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | **No** |
| Ads | Yes | **No** |
| Update frequency | Every 6 weeks | **Every 4 days** |
| Size | 36 MB | 8 MB |
| Requires iOS | 17.0 | **15.0** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 17+ | 4+ |
| Developer | [HSIN YU TSAI](https://appshunter.io/developer/1846677890) | [HSIANG-WEI CHENG](https://appshunter.io/developer/1896474184) |

## What reviewers say

### InstaLedger

[App page](https://appshunter.io/ios/app/instaledger/id6754100709)

**Features:** macOS Compatibility

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| BASIC | $1.99 | per month |
| PRO | $9.99 | per month |
| BASIC | $19.99 | per year |
| PRO | $99.99 | per year |


### NestPay

[App page](https://appshunter.io/ios/app/nestpay/id6767425091)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is InstaLedger free?

InstaLedger is free to download, with in-app purchases available.

### Is NestPay free?

NestPay is free to download, with no in-app purchases.

### Do InstaLedger or NestPay have ads?

InstaLedger shows ads; NestPay does not.

### Which is updated more often, InstaLedger or NestPay?

InstaLedger ships an update every 6 weeks, and NestPay every 4 days. Most recently, InstaLedger was updated on October 1, 2026 and NestPay on October 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*