# InstaLedger vs iCardRewardsHK

The clearest difference is in-app purchases: iCardRewardsHK at none against InstaLedger's 8. iCardRewardsHK also leads on update cadence (every 8 days vs every 6 weeks) and iOS requirement (13.0 vs 17.0). On price, ads and device support there is nothing between them.

Both are free to download. InstaLedger sells 8 in-app purchases, starting at $1.99 per month. iCardRewardsHK asks for nothing beyond the download.

InstaLedger ships an update every 6 weeks, iCardRewardsHK every 8 days. The most recent releases landed on November 9, 2026 and November 5, 2026 respectively.

## The numbers

| Metric | InstaLedger | iCardRewardsHK |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | **No** |
| Ads | Yes | Yes |
| Update frequency | Every 6 weeks | **Every 8 days** |
| Size | 38 MB | 61 MB |
| Requires iOS | 17.0 | **13.0** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 17+ | 4+ |
| Developer | [HSIN YU TSAI](https://appshunter.io/developer/1846677890) | [Wai Ching Yuen](https://appshunter.io/developer/6772463270) |

## What reviewers say

### InstaLedger

[App page](https://appshunter.io/ios/app/instaledger/id6754100709)

**Features:** macOS Compatibility

**In-app purchases (8)**

| Purchase | Price | Billing |
| --- | --- | --- |
| BASIC | $1.99 | per month |
| PRO | $9.99 | per month |
| BASIC | $19.99 | per year |
| PRO | $99.99 | per year |
| chat credit 300 | $0.99 | one-time |
| 500 ledger beans | $1.99 | one-time |
| 1000 ledger beans | $2.99 | one-time |
| 2000 ledger beans | $5.99 | one-time |


### iCardRewardsHK

[App page](https://appshunter.io/ios/app/icardrewardshk/id6792739085)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is InstaLedger free?

InstaLedger is free to download, with in-app purchases available.

### Is iCardRewardsHK free?

iCardRewardsHK is free to download, with no in-app purchases.

### Do InstaLedger or iCardRewardsHK have ads?

Both InstaLedger and iCardRewardsHK show ads.

### Which is updated more often, InstaLedger or iCardRewardsHK?

InstaLedger ships an update every 6 weeks, and iCardRewardsHK every 8 days. Most recently, InstaLedger was updated on November 9, 2026 and iCardRewardsHK on November 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*