Comparison

Uallet vs Spendlio

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Uallet

Manage your cash, cards, crypto, savings, and debts in one ad-free app. Track all your finances manually and privately with secure cloud sync across devices.

Highlights
  • All account types in one place
  • Crypto portfolio tracking with live data
  • Manual transaction logging
  • Recurring transaction setup
  • Spending statistics and charts
  • Secure cloud sync
  • Privacy-focused, no bank connections
Features
Read full description

Take control of your money. Track cash, cards, crypto, savings goals, and debts in one clean, ad-free finance app. Uallet is a personal finance tracker built for people who want a clear, honest picture of their money. Manage bank accounts, credit cards, crypto portfolios, savings targets, and debts all in one place, with no ads and no clutter. No bank connections. No exchange logins. Your data stays private and syncs securely across all your devices. ———————————— Key Features My Accounts Overview See every balance at a glance. Filter by account type, check totals in any currency, and jump straight to details. Multiple Account Types Create accounts for cash, debit and credit cards, crypto wallets, savings goals (piggy banks), debts, loans, and shared funds. Crypto Portfolio Track your digital holdings with live market data powered by CoinMarketCap and Moralis. Monitor prices, watch portfolio value, and stay ahead of the market. Recurring Transactions Set up repeating income or expenses so regular cash flows are always accounted for automatically. Spending Statistics Interactive charts reveal where your money goes and how your balance shifts over time. Smart Notifications Choose daily or weekly push reminders to log transactions. Pick the exact time that suits your routine. Cloud Sync Your data is stored securely on our servers and synchronised automatically across every device you own. Privacy First Uallet never connects to banks, exchanges, or payment providers. Your tracking is completely manual and private. Custom Categories and Tags Organise transactions your way with personalised categories and tags for precise tracking. 14 Languages Use Uallet in English, German, French, Spanish, Polish, Czech, Turkish, Danish, Swedish, Norwegian, Russian, Ukrainian, Belarusian, or Italian. ———————————— Uallet is perfect for anyone who wants full control over their personal finances without linking real accounts or sharing sensitive data. Whether you are tracking a savings goal, managing family expenses, or keeping tabs on a crypto collection, everything lives in one organised space. ———————————— How to Start 1. Download Uallet 2. Create your first account 3. Add transactions and watch your progress Stay on top of your money. Simply and safely. Terms of Use (EULA): https://uallet.web.app/terms Privacy Policy: https://uallet.web.app/privacy

About

Spendlio

Effortlessly track your spending using voice commands. This app offers quick expense entry, custom categories, and insightful spending charts. Upgrade for unlimited voice input, receipt scanning, and advanced financial planning.

Highlights
  • Voice-activated expense entry
  • Unlimited transaction tracking (free)
  • Customizable categories
  • Spending charts and insights
  • Bill reminders and planning
  • PIN/Face ID security
  • Receipt scanning (premium)
Read full description

Spendlio — Private Expense Tracker, Budget & Money Manager Track expenses in seconds — just ask Siri. Say “add $45 for groceries” and it’s logged instantly. No typing, no hassle. PRIVATE BY DESIGN No sign-up and no account required Your financial data stays on your device by default Optional iCloud backup keeps it synced across your devices — still 100% private, never shared with us Works offline HANDS-FREE WITH SIRI Just say “Hey Siri, add $23 for coffee” — tracked instantly, no typing Ask Siri to check balances or mark bills as paid Included with Premium — try it free for 7 days FREE FEATURES Unlimited transaction tracking Up to 3 accounts & wallets, with per-account cash flow Custom categories with icons & colors Beautiful spending charts & insights Saved Views — save any filter combo and reapply it in one tap Powerful filters (account, category, tag, date, type & more) Recurring transactions with clear indicators Bill reminders & planning Attach photos & receipts to any transaction Light & dark mode Secure with PIN / Face ID PREMIUM SUBSCRIPTION (7-DAY FREE TRIAL) Hands-free Siri voice input, unlimited Unlimited accounts & wallets Smart balance projections, always on Receipt scanning (OCR) — snap a photo, we fill in the details CSV import & export, always on iCloud backup & restore, always on Ad-free experience Priority support PERFECT FOR Daily expense tracking, spending insights, bill reminders, and managing cash across multiple wallets — privately. Start your 7-day free trial today. No commitment. Cancel anytime. Privacy Policy: https://tboxsolutionz.com/spendlio/privacy/ Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Uallet4 screens
Spendlio4 screens

Verdict

The call

The clearest difference is device support: Uallet at 3 against Spendlio's 1. On price, rating, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Uallet sells 2 in-app purchases, starting at $3.99 per month and Spendlio sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Uallet against 5.0 for Spendlio. Both are backed by a comparable volume of ratings — 5 and 2 respectively.

UpkeepUpdate frequency

Uallet ships an update every 2 weeks, Spendlio every 3 weeks. The most recent releases landed on October 30, 2026 and October 31, 2026 respectively.

Scorecard1 real difference · 9 level
Uallet versus Spendlio: the parameters behind the verdict, then further details
ParameterUalletSpendlio
PriceFreeFree
Rating5.0 (5 ratings)5.0 (2 ratings)
Positive reviews—100.0% of reviews
Number of ratings5 — better2
Update frequencyEvery 2 weeks — betterEvery 3 weeks
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFreemium
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.6 — better16.4
Further details — not scored
Size76 MB21 MB
Age rating4+4+
DeveloperKONSTANTIN SCHERBITSKYDilawer Hussain

Customer experience

Uallet

All ratings5 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Spendlio

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

2 purchases

Uallet

Subscriptions2
  • Monthly Premium$3.991 Month
  • Yearly Premium$29.991 Year
2 purchases

Spendlio

Subscriptions2
  • Monthly7 Days trial$4.991 Month
  • Yearly7 Days trial$44.991 Year

Questions

Is Uallet free?
Uallet is free to download, with in-app purchases available.
Is Spendlio free?
Spendlio is free to download, with in-app purchases available.
Which has better reviews, Uallet or Spendlio?
Uallet and Spendlio are both rated 5.0 out of 5 on the App Store, from 5 and 2 ratings respectively.
Do Uallet or Spendlio have ads?
Neither Uallet nor Spendlio shows ads.
Which is updated more often, Uallet or Spendlio?
Uallet ships an update every 2 weeks, and Spendlio every 3 weeks. Most recently, Uallet was updated on October 30, 2026 and Spendlio on October 31, 2026.

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