# HSA Buddy vs HSA Vault

The clearest difference is in-app purchases: HSA Buddy at none against HSA Vault's 2. HSA Buddy also leads on rating (5.0 vs 4.8) and iOS requirement (15.1 vs 26.0). HSA Vault's advantage is ads (none vs shown) and ratings volume (4 vs 1). On price, review sentiment, update cadence and device support there is nothing between them.

Both are free to download. HSA Vault sells 2 in-app purchases, starting at $9.99 per year. HSA Buddy asks for nothing beyond the download.

HSA Buddy holds the better App Store score, 5.0 against 4.8. Both are backed by a comparable volume of ratings — 1 and 4 respectively. Written reviews split almost evenly too, at 100% and 100% positive.

HSA Buddy ships an update monthly, HSA Vault every 2 months. The most recent releases landed on October 21, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | HSA Buddy | HSA Vault |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/hsa-buddy/id6754198214/reviews)** | [4.8 (4 ratings)](https://appshunter.io/ios/app/hsa-vault-receipt-tracker/id6759198475/reviews) |
| Number of ratings | 1 | **4** |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | Yes | **No** |
| Update frequency | **Monthly** | Every 2 months |
| Monetization | **Ad-supported** | Freemium |
| Size | 19 MB | 4 MB |
| Requires iOS | **15.1** | 26.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Jack Belding](https://appshunter.io/developer/1847049050) | [Pensive Products LLC](https://appshunter.io/developer/1798589397) |

## What reviewers say

### HSA Buddy

[App page](https://appshunter.io/ios/app/hsa-buddy/id6754198214)

Easily track your Health Savings Account (HSA) reimbursements by logging medical receipts directly to your Google Sheets and saving images to Google Drive. This app offers a private, portable, and audit-ready solution for managing your HSA finances without needing a separate account.

**Highlights:** Log medical receipts with vendor, amount, date, and image, Save receipts to Google Drive and data to Google Sheets, No server or HSA Buddy account required, Audit-ready and portable financial records, Filter and archive receipts, View saved receipt images in-app

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### HSA Vault

[App page](https://appshunter.io/ios/app/hsa-vault-receipt-tracker/id6759198475)

This app uses AI to scan medical receipts, automatically identifying HSA-eligible expenses and categorizing them. It helps you track your HSA balance, manage dependent expenses, and generate reports for tax purposes, all processed securely on your device.

**Highlights:** AI-powered receipt scanning, HSA eligibility auto-detection, Split transaction support, HSA balance tracking, Dependent tagging, Export to CSV/PDF, On-device processing

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| HSA Vault Pro | $9.99 | per year |
| HSAVault Pro — Lifetime | $19.99 | one-time |


## Frequently asked questions

### Is HSA Buddy free?

HSA Buddy is free to download, with no in-app purchases.

### Is HSA Vault free?

HSA Vault is free to download, with in-app purchases available.

### Which has better reviews, HSA Buddy or HSA Vault?

HSA Buddy is rated higher. HSA Buddy averages 5.0 out of 5 from 1 ratings, while HSA Vault averages 4.8 from 4 ratings.

### Do HSA Buddy or HSA Vault have ads?

HSA Buddy shows ads; HSA Vault does not.

### Which is updated more often, HSA Buddy or HSA Vault?

HSA Buddy ships an update monthly, and HSA Vault every 2 months. Most recently, HSA Buddy was updated on October 21, 2026 and HSA Vault on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*