# HSA Buddy vs HSA Vault

The clearest difference is in-app purchases: HSA Buddy at none against HSA Vault's 2. HSA Vault's advantage is ads (none vs shown) and update cadence (every 5 days vs monthly). On price, rating, ratings volume and device support there is nothing between them.

Both are free to download. HSA Vault sells 2 in-app purchases, starting at $9.99 per month. HSA Buddy asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 5.0 for HSA Buddy against 5.0 for HSA Vault. Both are backed by a comparable volume of ratings — 1 and 1 respectively.

HSA Buddy ships an update monthly, HSA Vault every 5 days. The most recent releases landed on October 21, 2026 and October 17, 2026 respectively.

## The numbers

| Metric | HSA Buddy | HSA Vault |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (1 ratings)](https://appshunter.io/ios/app/hsa-buddy/id6754198214/reviews) | [5.0 (1 ratings)](https://appshunter.io/ios/app/hsa-vault-receipt-tracker/id6771852470/reviews) |
| Number of ratings | 1 | 1 |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | Yes | **No** |
| Update frequency | Monthly | **Every 5 days** |
| Monetization | **Ad-supported** | Freemium |
| Size | 19 MB | 53 MB |
| Requires iOS | 15.1 | 15.1 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Jack Belding](https://appshunter.io/developer/1847049050) | [FourTwo Enterprises LLC](https://appshunter.io/developer/6771852472) |

## What reviewers say

### HSA Buddy

[App page](https://appshunter.io/ios/app/hsa-buddy/id6754198214)

Easily track your Health Savings Account (HSA) reimbursements by logging medical receipts directly to your Google Sheets and saving images to Google Drive. This app offers a private, portable, and audit-ready solution for managing your HSA finances without needing a separate account.

**Highlights:** Log medical receipts with vendor, amount, date, and image, Save receipts to Google Drive and data to Google Sheets, No server or HSA Buddy account required, Audit-ready and portable financial records, Filter and archive receipts, View saved receipt images in-app

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### HSA Vault

[App page](https://appshunter.io/ios/app/hsa-vault-receipt-tracker/id6771852470)

This app helps you track medical expenses for your Health Savings Account (HSA) to maximize tax-free growth. It features AI-powered receipt scanning, mileage tracking, and financial planning tools to optimize your long-term wealth.

**Highlights:** AI-powered receipt scanning, Medical mileage tracking, FIRE growth calculator, Tax-ready export reports, Advanced expense organization, Private and secure sync

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| HSA Vault Pro | $9.99 | per month |
| HSA Vault Pro | $59.99 | per year |


## Frequently asked questions

### Is HSA Buddy free?

HSA Buddy is free to download, with no in-app purchases.

### Is HSA Vault free?

HSA Vault is free to download, with in-app purchases available.

### Which has better reviews, HSA Buddy or HSA Vault?

HSA Buddy and HSA Vault are both rated 5.0 out of 5 on the App Store, from 1 and 1 ratings respectively.

### Do HSA Buddy or HSA Vault have ads?

HSA Buddy shows ads; HSA Vault does not.

### Which is updated more often, HSA Buddy or HSA Vault?

HSA Buddy ships an update monthly, and HSA Vault every 5 days. Most recently, HSA Buddy was updated on October 21, 2026 and HSA Vault on October 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*