# Budget Tracker vs Credit Card Tracker

The clearest difference is rating: Credit Card Tracker at 4.5 against Budget Tracker's 3.4. Credit Card Tracker also leads on review sentiment (94% vs 63%) and ratings volume (53 vs 5). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Budget Tracker sells 3 in-app purchases, starting at $4.99 per month and Credit Card Tracker sells 3 in-app purchases, starting at $12.99 per month. Whichever you choose, the download price is not the number that matters.

Credit Card Tracker holds the better App Store score, 4.5 against 3.4. That said, the two scores are not equally well evidenced: Credit Card Tracker has 53 ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 63% of Budget Tracker's written reviews are positive against 94% of Credit Card Tracker's.

Budget Tracker ships an update every 11 days, Credit Card Tracker fortnightly. Both last shipped on October 31, 2026.

## The numbers

| Metric | Budget Tracker | Credit Card Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.4 (5 ratings)](https://appshunter.io/ios/app/budget-tracker-brim/id6754203889/reviews) | **[4.5 (53 ratings)](https://appshunter.io/ios/app/credit-card-tracker-cardstack/id6759270863/reviews)** |
| Number of ratings | 5 | **53** |
| Positive reviews | 62.5% of reviews | **94.4% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 11 days** | Fortnightly |
| Monetization | Freemium | Freemium |
| Best chart rank | — | **#155** |
| Size | 150 MB | 258 MB |
| Requires iOS | 18.6 | **17.0** |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Lazare Kolebka](https://appshunter.io/developer/1793921566) | [SPACE ROBOTS INC](https://appshunter.io/developer/1877786048) |

## What reviewers say

### Budget Tracker

[App page](https://appshunter.io/ios/app/budget-tracker-brim/id6754203889)

This app helps you understand your safe-to-spend amount by automatically deducting bills, subscriptions, and savings. It offers no-bank-connection tracking, Siri integration, and detailed financial insights through charts and on-device AI.

**Highlights:** Automatic bill and subscription deduction, No bank connection required, Siri and Spotlight integration, On-device AI for financial insights, Home and Lock Screen widgets, CSV import/export, Supports 180+ currencies

**Features:** macOS Compatibility, Vision Pro support, iPhone Duo support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Brim Pro | $4.99 | per month |
| Brim Pro | $39.99 | per year |
| Brim Pro Lifetime | $59.99 | one-time |


### Credit Card Tracker

[App page](https://appshunter.io/ios/app/credit-card-tracker-cardstack/id6759270863)

**Currently charting:** #155 Top Grossing · Finance (US App Store)

This app helps you maximize rewards and savings from your credit cards. It tracks perks, statement credits, and points, offering AI-powered advice to ensure your cards always pay you back more than they cost. Get personalized recommendations and automated offer management.

**Highlights:** Maximize cashback and offers, Track statement credits automatically, Redeem points at peak value, AI agent for personalized advice, See which card earns the most, Track points portfolio, Annual fee advisor

**Features:** macOS Compatibility, Safari Extension, Apple Wallet, Vision Pro support, iPhone Duo support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| CardStack+ | $12.99 | per month |
| CardStack+ | $89.99 | per year |
| CardStack+ Lifetime | $239.99 | one-time |


## Frequently asked questions

### Is Budget Tracker free?

Budget Tracker is free to download, with in-app purchases available.

### Is Credit Card Tracker free?

Credit Card Tracker is free to download, with in-app purchases available.

### Which has better reviews, Budget Tracker or Credit Card Tracker?

Credit Card Tracker is rated higher. Budget Tracker averages 3.4 out of 5 from 5 ratings, while Credit Card Tracker averages 4.5 from 53 ratings.

### Do Budget Tracker or Credit Card Tracker have ads?

Neither Budget Tracker nor Credit Card Tracker shows ads.

### Which is updated more often, Budget Tracker or Credit Card Tracker?

Budget Tracker ships an update every 11 days, and Credit Card Tracker fortnightly. Most recently, Budget Tracker was updated on October 31, 2026 and Credit Card Tracker on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*