# Budget Tracker vs Penni

The clearest difference is rating: Penni at 5.0 against Budget Tracker's 3.4. Penni also leads on review sentiment (100% vs 63%) and update cadence (every 4 days vs every 11 days). Budget Tracker's advantage is ratings volume (5 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Budget Tracker sells 3 in-app purchases, starting at $4.99 per month and Penni sells 3 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

Penni holds the better App Store score, 5.0 against 3.4. That said, the two scores are not equally well evidenced: Budget Tracker has 5 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 63% of Budget Tracker's written reviews are positive against 100% of Penni's.

Budget Tracker ships an update every 11 days, Penni every 4 days. The most recent releases landed on November 5, 2026 and November 7, 2026 respectively.

## The numbers

| Metric | Budget Tracker | Penni |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.4 (5 ratings)](https://appshunter.io/ios/app/budget-tracker-brim/id6754203889/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/penni-expense-tracker/id6789282109/reviews)** |
| Number of ratings | **5** | 1 |
| Positive reviews | 62.5% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 11 days | **Every 4 days** |
| Monetization | Freemium | Freemium |
| Size | 150 MB | 59 MB |
| Requires iOS | 18.6 | **18.0** |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 12+ |
| Developer | [Lazare Kolebka](https://appshunter.io/developer/1793921566) | [OTHMANE MDIDET](https://appshunter.io/developer/1837087586) |

## What reviewers say

### Budget Tracker

[App page](https://appshunter.io/ios/app/budget-tracker-brim/id6754203889)

This app helps you understand your safe-to-spend amount by automatically deducting bills, subscriptions, and savings. It offers no-bank-connection tracking, Siri integration, and detailed financial insights through charts and on-device AI.

**Highlights:** Automatic bill and subscription deduction, No bank connection required, Siri and Spotlight integration, On-device AI for financial insights, Home and Lock Screen widgets, CSV import/export, Supports 180+ currencies

**Features:** macOS Compatibility, Vision Pro support, iPhone Duo support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Brim Pro | $4.99 | per month |
| Brim Pro | $39.99 | per year |
| Brim Pro Lifetime | $59.99 | one-time |


### Penni

[App page](https://appshunter.io/ios/app/penni-expense-tracker/id6789282109)

Manage your finances with a calm, beautifully simple approach. Track spending, set gentle budgets, and grow savings without spreadsheets or account creation. Your data stays private on your device and synced via iCloud.

**Highlights:** Private by design, no sign-up required, Track expenses and income, Set gentle budgets, Manage savings goals, Financial health score, Home and Lock Screen widgets, iCloud sync and backup

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $3.99 | per month |
| 3 Months | $9.99 | per 3 months |
| Yearly | $29.99 | per year |


## Frequently asked questions

### Is Budget Tracker free?

Budget Tracker is free to download, with in-app purchases available.

### Is Penni free?

Penni is free to download, with in-app purchases available.

### Which has better reviews, Budget Tracker or Penni?

Penni is rated higher. Budget Tracker averages 3.4 out of 5 from 5 ratings, while Penni averages 5.0 from 1 ratings.

### Do Budget Tracker or Penni have ads?

Neither Budget Tracker nor Penni shows ads.

### Which is updated more often, Budget Tracker or Penni?

Budget Tracker ships an update every 11 days, and Penni every 4 days. Most recently, Budget Tracker was updated on November 5, 2026 and Penni on November 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*