# SpendMind vs PayTrack

The clearest difference is ads: SpendMind at none against PayTrack's shown. On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. SpendMind sells 2 in-app purchases, starting at $9.99 per month and PayTrack sells 4 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

SpendMind ships an update every 2 weeks, PayTrack every 6 days. The most recent releases landed on October 24, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | SpendMind | PayTrack |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/spendmind-ai-expense-tracker/id6754249390/reviews)** | — |
| Number of ratings | **1** | — |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 2 weeks | **Every 6 days** |
| Monetization | Freemium | — |
| Size | 32 MB | 31 MB |
| Requires iOS | **17.0** | 18 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Wajahat Hassan](https://appshunter.io/developer/1776877842) | [Omar Labib](https://appshunter.io/developer/6773124970) |

## What reviewers say

### SpendMind

[App page](https://appshunter.io/ios/app/spendmind-ai-expense-tracker/id6754249390)

Effortlessly track your spending by simply speaking. This AI-powered app automatically extracts expense details, categorizes them, and provides insightful financial overviews. Manage bills, subscriptions, and recurring payments with ease.

**Highlights:** Voice-powered expense logging, AI-extracted amount, category, date, Automatic expense categorization, Recurring expense tracking, Home screen widget for quick overview, iCloud sync across devices, Encrypted and private data storage

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro Monthly | $9.99 | per month |
| Pro Yearly | $69.99 | per year |


### PayTrack

[App page](https://appshunter.io/ios/app/paytrack-payment-plans/id6760031726)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro | $2.99 | per month |
| Pro | $17.99 | per year |
| Pay Track Pro Yearly & Intro Offer | $19.99 | per year |
| Pay Track Pro Lifetime | $49.99 | one-time |


## Frequently asked questions

### Is SpendMind free?

SpendMind is free to download, with in-app purchases available.

### Is PayTrack free?

PayTrack is free to download, with in-app purchases available.

### Do SpendMind or PayTrack have ads?

PayTrack shows ads; SpendMind does not.

### Which is updated more often, SpendMind or PayTrack?

SpendMind ships an update every 2 weeks, and PayTrack every 6 days. Most recently, SpendMind was updated on October 24, 2026 and PayTrack on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*